Artisan and General Contractors Liability Insurance
Competitively Priced Liability Solutions for Your Artisan and General Contractor Clients
With DeCotis Specialty Insurance as your partner, you’ll be able to meet the challenging coverage requirements of a wide range of artisans and general contractors. Let our experienced underwriters help you find the right coverage solutions from AM Best A-Rated markets for clients’ liability exposures on and off the jobsite.
Target Classes
For Artisans and General Contractors
We help our agency partners find specialty insurance solutions for their artisan and general contractor clients, including but not limited to:
- General contractors (GCs)
- Cabinet installers
- Carpenters
- Concrete, masonry, and excavation contractors
- Door, window, and hardwood floor installers
- Electricians
- Landscapers and lawncare professionals
- Plumbers and HVAC installers
- Remodelers and handymen
- Roofing and siding contractors
- Painters
- Solar contractors
- Tree service providers, logging, and lumbering
Coverage Options
DeCotis offers a range of surplus lines solutions to help agents meet the diverse specialty risks and insurance requirements of their contractor clients.
- Property Insurance: Buildings, equipment, and inventory (including finished stock)
- General Liability: Third-party bodily injury, property damage, and completed operations
- Products and Completed Operations: Claims arising after work is completed
- Medical Payments: Small medical claims without legal action
- Damage to Rented Premises: Fire or property damage to leased jobsite locations
- Contractual Liability: Protection when contracts require liability coverage
- Additional Insured: Required by GCs, project owners, or municipalities
- Excess Liability/Umbrella: Additional coverage above your policy limit
- Tools and Equipment (Inland Marine)
- Contractor’s Pollution Liability
- Professional Liability (for design-build firms)
- Minimum Premium: $500
Product Highlights
-
Instant comparative quote with
multiple markets - New ventures eligible
- Blanket AI, Primary/Noncontributory, Waiver of Subrogation, Per Project Aggregate
- Up to 100% of subcontracted work qualifies
Product Highlights
-
Instant comparative quote with
multiple markets - New ventures are eligible
- Blanket AI, Primary/Noncontributory, Waiver of Subrogation, Per Project Aggregate
- Up to 100% of subcontracted work qualifies
SUBMISSION REQUIREMENTS
Download the Contractors Supplemental Application and provide three years of loss runs and any additional relevant information.
Send the application to: Quotes@DeCotis.com.
Getting an Artisan and General Contractors Liability Insurance Quote is Simple
Select one of the following options to request a quote for your clients’ specialty insurance needs:
States where
we do business
States where we do business
- Connecticut
- Delaware
- Maine
- Maryland
- Massachusetts
- New Hampshire
- New Jersey
- New York
- Pennsylvania
- Rhode Island
- Vermont
- District of Columbia
- Florida
- Georgia
- North Carolina
- South Carolina
- Virginia
- Arizona
- Colorado
- New Mexico
- Oklahoma
- Texas
CROSS-SELL OPPORTUNITIES FOR SURPLUS LINES
Your artisan and contractor clients may also require these products.
Architect and Engineers Errors and Omissions (E&O) Insurance
Built for professionals, architects, engineers, and land surveyors to protect them from the financial fallout of claims of negligence, errors, and omissions.
Cyber Liability Insurance
Shields businesses from the costly aftermath of a cyberattack by helping pay to repair damaged systems, recover compromised data, notify affected customers, and more.
Does DeCotis Deliver? Hear From Our Agency Partners.
THE POWER OF CHOOSING DECOTIS
- Fast Online Quoting for Appointed Agents
- Competitive Rates, Multiple Carrier Options
- Responsive Support from Experienced Underwriters
- Customized Coverage Options