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MOTOR TRUCK CARGO INSURANCE

Surplus lines solutions to cover a range of transported goods and materials.
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SPECIALTY INSURANCE THAT OFFERS TRUCKING CLIENTS THE RIGHT PROTECTION FOR EVERY HAUL

Many things can go wrong for trucking businesses transporting goods or materials for others. These risks, coupled with complex industry rules and regulations, make it challenging for agents to secure the appropriate Motor Truck Cargo Insurance. DeCotis Specialty Insurance offers multiple solutions via in-house binding authority and access to AM Best A-Rated Inland Marine markets for commercial carriers and owner-operators.

Target Classes

FOR VARIOUS COMMERCIAL TRUCKING COMPANIES

We provide our agency partners with access to specialty insurance options to protect truckers and the goods they transport, including but not limited to:

  • Appliances
  • Auto haulers
  • Building materials
  • Consumer goods
  • Freight forwarders and logistics providers
  • Gravel haulers
  • Logs and lumber
  • Livestock haulers
  • Reefer haulers

Product Highlights

To read more product highlights, please download and save the coverage sheet.

  • Limits up to $500,000 ($100,000 for auto haulers)
  • Trailer Interchange available
  • Debris Removal available
  • Additional Driver Benefits Coverage, which includes Driver Attack Insurance, Return Home Cost Reimbursement, ATM Robbery and Personal Documents Robbery Reimbursement, Vet Bill Reimbursement (for an injury to the insured’s dog)
  • Minimum premium: $1,000
Flyer for Decotis Specialty Insurance offering Auto Physical Damage Insurance and transportation solutions, featuring a photo of cars on an auto carrier, plus details about auto, home, and trucker insurance programs, coverage options, and contact information.
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SUBMISSION REQUIREMENTS

Download a Motor Truck Cargo Application and provide any additional relevant information. Send the application to: Quotes@DeCotis.com.

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A Motor Truck Cargo Insurance application form with fields for applicant details, company type, subcontracting info, loss history, and a table for tracking operations over five years. The Decotis Specialty Insurance logo is at the top right.

GETTING A MOTOR TRUCK CARGO INSURANCE QUOTE IS SIMPLE

Select one of the following options to request a quote for your clients’ specialty insurance needs:

Submit an Application
Contact an Underwriter

States where
we do business

States where we do business

Northeast
  • Connecticut
  • Delaware
  • Maine
  • Maryland
  • Massachusetts
  • New Hampshire
  • New Jersey
  • New York
  • Pennsylvania
  • Rhode Island
  • Vermont
Mid-Atlantic
  • District of Columbia
  • Florida
  • Georgia
  • North Carolina
  • South Carolina
  • Virginia
Southwest
  • Arizona
  • Colorado
  • New Mexico
  • Oklahoma
  • Texas

CROSS-SELL OPPORTUNITIES FOR SURPLUS LINES

Your clients in the trucking industry may also require these products.

Truckers General Liability Insurance

Provides financial protection for businesses against claims arising from employee-caused injuries or property damage due to non-driving activities such as loading and unloading.

Learn More
Environmental Pollution Liability Insurance

Protects businesses against the financial repercussions of being found liable for a pollution incident that has damaged properties, individuals, and/or the environment.

Learn More

Does DeCotis Deliver? Hear From Our Agency Partners.

The thing I love the most about DeCotis is the close-knit, family-like culture where relationships go beyond just work. With DeCotis, you’re not just another agent—you’re part of the family. Trusted expertise, personal attention, and genuine care every step of the way.
Shannon DonovanTashmoo Insurance Agency Inc
DeCotis is by far the most responsive of the carriers we work with and the most willing to work with the agents. Whether it’s simple acknowledgement on submissions, binder/invoice turnaround, or simple service requests, the service is second to none.
John DutneyBerlin Insurance Group, LLC
The DeCotis team is everything you hope for in a partner—attentive, collaborative, and always a step ahead. Their service goes beyond responsiveness; it’s the kind of relationship built on trust and a shared commitment to doing things right.
Mackenzie HanniganBayside Insurance Underwriters
We have been working with DeCotis for nearly a decade and have experienced nothing but excellent service. Their responsiveness, customer service, and expertise in the industry set them apart from other brokers. We look forward to continuing our partnership for many years to come!
Sean M. Segreve, CPCU, CIC, CISRSegreve & Hall

THE POWER OF CHOOSING DECOTIS

  • Responsive Support from Experienced Underwriters
  • Customizable Coverage Options
  • In-House Binding Authority
  • Access to Specialized Inland Marine Markets
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