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Technology Errors and Omissions (E&O) Insurance

Surplus lines solutions for technology creators, managers, and providers.
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Professional Liability Insurance for Clients Providing Technology Services or Products

The world’s increasing reliance on technology products and services has raised the stakes for technology solutions professionals. They’re more vulnerable than ever to a costly lawsuit for a single coding error, a missed deadline, or improper software recommendations. Agents can rely on DeCotis Specialty Insurance when clients need fast access to customized Technology E&O coverage from AM Best A-Rated markets.

Target Classes

FOR TECHNOLOGY SOLUTIONS PROFESSIONALS

We help our agency partners meet the specialty insurance requirements of various professionals in the technology services industry, including but not limited to:

  • IT consultants and contractors
  • Software developers and engineers
  • Managed service providers (MSPs)
  • SaaS and cloud service providers
  • Web developers and designers
  • Cybersecurity consultants
  • E-commerce companies
  • Social media businesses
  • Tech start-ups and other new ventures

Coverage Options

DeCotis offers agents access to surplus lines solutions that protect technology businesses against the financial repercussions of third-party liability claims.

  • Errors and Omissions: Limits up to $5 million
  • General Liability: Included at $1 million / $2 million
  • Business Personal Property and Business Income
  • Hired and Non-Owned Auto
  • Minimum Premium: $995
  • Excess General Liability/Umbrella Insurance: Limits up to $5 million
  • Privacy Breach Coverage
  • Regulatory Defense Coverage
  • Intellectual Property Coverage and Media Coverage

Product Highlights

To read more product highlights, please download and save the coverage sheet.

  • Full Prior Acts Coverage may be available
  • Defense costs are in addition to the limit of liability
  • Errors and Omissions deductible starting at $0
A professional insurance flyer with the Decotis Specialty Insurance logo, headline “Professional Liability: Monoline or Package,” summary text, E&O Insurance coverage details, state availability, contact info, and a QR code to request a quote.
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SUBMISSION REQUIREMENTS

Download a Technology E&O Application and provide any additional relevant information. Send the application to: Quotes@DeCotis.com.

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A form titled “IT Professionals & Technology E&O Base Application” by Decotis Specialty Insurance, featuring sections for applicant information, coverage details, and yes/no questions related to Technology E&O insurance, with blank fields for responses.

GETTING A TECHNOLOGY E&O QUOTE IS SIMPLE

Select one of the following options to request a Technology E&O quote for your clients’ specialty insurance needs:

Get an Online Quote
Submit an Application
Contact an Underwriter
USLI Instant Phone Quote: 888-875-5218

States where
we do business

States where we do business

Northeast
  • Connecticut
  • Delaware
  • Maine
  • Maryland
  • Massachusetts
  • New Hampshire
  • New Jersey
  • New York
  • Pennsylvania
  • Rhode Island
  • Vermont
Mid-Atlantic
  • District of Columbia
  • Florida
  • Georgia
  • North Carolina
  • South Carolina
  • Virginia
Southwest
  • Arizona
  • Colorado
  • New Mexico
  • Oklahoma
  • Texas

CROSS-SELL OPPORTUNITIES FOR SURPLUS LINES

Your commercial clients may also require these products.

Cyber Liability Insurance

Provides businesses with essential protection against the financial consequences of various cybercrimes as well as support services to help them respond and recover from a cyber event.

Learn More
Excess Professional Liability Insurance

Provides various professionals and organizations with an additional layer of financial protection against catastrophic liability claims that may exceed the limits of their primary policy.

Learn More

Does DeCotis Deliver? Hear From Our Agency Partners.

The thing I love the most about DeCotis is the close-knit, family-like culture where relationships go beyond just work. With DeCotis, you’re not just another agent—you’re part of the family. Trusted expertise, personal attention, and genuine care every step of the way.
Shannon DonovanTashmoo Insurance Agency Inc
DeCotis is by far the most responsive of the carriers we work with and the most willing to work with the agents. Whether it’s simple acknowledgement on submissions, binder/invoice turnaround, or simple service requests, the service is second to none.
John DutneyBerlin Insurance Group, LLC
The DeCotis team is everything you hope for in a partner—attentive, collaborative, and always a step ahead. Their service goes beyond responsiveness; it’s the kind of relationship built on trust and a shared commitment to doing things right.
Mackenzie HanniganBayside Insurance Underwriters
We have been working with DeCotis for nearly a decade and have experienced nothing but excellent service. Their responsiveness, customer service, and expertise in the industry set them apart from other brokers. We look forward to continuing our partnership for many years to come!
Sean M. Segreve, CPCU, CIC, CISRSegreve & Hall

THE POWER OF CHOOSING DECOTIS

  • Fast Online Quoting for Agents
  • Customized Solutions from Leading E&O Insurance Carriers
  • Wholesale Market Leverage to Secure the Best Terms for Your Clients
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