AUTO PHYSICAL DAMAGE INSURANCE

Surplus lines solutions to cover damages caused by a collision, theft, fire, and more.

SPECIALTY INSURANCE TO HELP SAFEGUARD CLIENTS’ HIGH-RISK COMMERCIAL VEHICLES

Whether they have a single delivery van or a fleet of trucks, securing competitive rates and custom coverage options for clients with commercial vehicles can be uniquely challenging—especially if there are prior losses. At DeCotis Specialty Insurance, we offer agents streamlined access to Auto Physical Damage Coverage via our in-house binding authority and AM Best A-Rated carrier partners.

Target Classes

FOR VARIOUS COMMERCIAL VEHICLES

We provide our agency partners with access to specialty insurance solutions that help protect clients and the vehicles they own, lease, or operate for business purposes, including but not limited to:

Product Highlights

To read more product highlights, please download and save the coverage sheet.

Comprehensive and Collision Coverage
Stated Value Loss Settlement
Trailer Interchange available
Available as a standalone or package policy with Motor Truck Cargo or other Inland Marine lines
Additional Driver Benefits Coverage, which includes Driver Attack Insurance, Return Home Cost Reimbursement, ATM Robbery and Personal Documents Robbery Reimbursement, and Vet Bill Reimbursement (for an injury to the insured’s dog)
Minimum premium: $1,000

SUBMISSION REQUIREMENTS

Download an Auto Physical Damage application and provide any additional relevant information. Send the application to: Quotes@DeCotis.com.

GETTING AN AUTO PHYSICAL DAMAGE INSURANCE QUOTE IS SIMPLE

Select one of the following options to request a quote for your clients’ specialty insurance needs:

States where
we do business

States where we do business

Northeast

Mid-Atlantic

Southwest

CROSS-SELL OPPORTUNITIES FOR SURPLUS LINES

Your clients with commercial vehicles may also require these products.

Truckers General Liability Insurance

Provides financial protection for businesses against claims that an employee caused an injury or property damage due to non-driving activities, such as loading and unloading.

Excess and Umbrella Liability Insurance

Offers extra financial protection against large claims by providing additional liability coverage that takes effect after the primary Liability Insurance policy limits are reached.

Does DeCotis Deliver? Hear From Our Agency Partners.

The thing I love the most about DeCotis is the close-knit, family-like culture where relationships go beyond just work. With DeCotis, you’re not just another agent—you’re part of the family. Trusted expertise, personal attention, and genuine care every step of the way.

DeCotis is by far the most responsive of the carriers we work with and the most willing to work with the agents. Whether it’s simple acknowledgement on submissions, binder/invoice turnaround, or simple service requests, the service is second to none.

The DeCotis team is everything you hope for in a partner—attentive, collaborative, and always a step ahead. Their service goes beyond responsiveness; it’s the kind of relationship built on trust and a shared commitment to doing things right.

We have been working with DeCotis for nearly a decade and have experienced nothing but excellent service. Their responsiveness, customer service, and expertise in the industry set them apart from other brokers. We look forward to continuing our partnership for many years to come!

AUTO PHYSICAL DAMAGE INSURANCE

SPECIALTY INSURANCE TO HELP SAFEGUARD CLIENTS’ HIGH-RISK COMMERCIAL VEHICLES

Target Classes

FOR VARIOUS COMMERCIAL VEHICLES

Product Highlights

SUBMISSION REQUIREMENTS

GETTING AN AUTO PHYSICAL DAMAGE INSURANCE QUOTE IS SIMPLE

States where we do business

States where we do business

CROSS-SELL OPPORTUNITIES FOR SURPLUS LINES

Truckers General Liability Insurance

Excess and Umbrella Liability Insurance

Does DeCotis Deliver? Hear From Our Agency Partners.

THE POWER OF CHOOSING DECOTIS

States where
we do business