We Were Built to Handle the Most Challenging Surplus Lines Risks

Hard-to-place exposures are no match for decades of insurance knowledge, underwriting experience, and industry relationships.

You’ll Be the Hero

We’ll help you find the best market, coverage, and pricing to conquer your clients’ toughest specialty risks.

At DeCotis, we offer our agency partners access to a wide array of commercial and personal surplus lines products. When you need a competitive quote for a risk that the standard market will not accept, a quote missing essential coverages, or a risk that falls outside your usual scope, it’s time to call DeCotis.

As both a managing general agent (MGA) for a wide variety of insurance products and a wholesale broker with long-standing carrier relationships, we have the flexibility and capability to explore both in-house underwriting and brokerage markets for solutions to address even the most complex client exposures.

How DeCotis Delivers on What Agents Need Most

Any wholesale broker can provide a quote—it’s what’s behind the numbers that really matters.

Exceptional Underwriting Knowledge

Our underwriters add value well beyond a quick turnaround and competitive quote. You can count on us to provide knowledgeable guidance on forms and applications, offer an insider’s perspective on carriers’ proposals and pricing, and serve as a strong advocate for your clients with carriers. The DeCotis underwriters assess each risk and, based on the insureds’ trade and project scope, they can work with you to customize coverage to meet unique needs.

Responsive Support from an Experienced Team

As a DeCotis agency partner, you receive direct communication and support from a dedicated team throughout the insurance process, including a Producer, Underwriter, and Account Manager. From application submission to quoting, binding, and remarketing, your team is the go-to for questions and updates.

Independent Decision-Making

As an independently owned, second-generation surplus lines wholesaler, there are no shareholders or private equity groups looking over our shoulder. We’re free to make strategic choices based solely on what will directly benefit our agents and their clients.

Local Expertise and Connections

We know there’s a lot more to your clients’ businesses than can be captured by an application. That’s why we dedicate the time to have personal conversations with you about challenging accounts. This effort, combined with our deep knowledge of regional exposures and market nuances, is how we effectively advocate for a risk to be written.

Does DeCotis Deliver? Hear From Our Agency Partners.

The thing I love the most about DeCotis is the close-knit, family-like culture where relationships go beyond just work. With DeCotis, you’re not just another agent—you’re part of the family. Trusted expertise, personal attention, and genuine care every step of the way.

DeCotis is by far the most responsive of the carriers we work with and the most willing to work with the agents. Whether it’s simple acknowledgement on submissions, binder/invoice turnaround, or simple service requests, the service is second to none.

The DeCotis team is everything you hope for in a partner—attentive, collaborative, and always a step ahead. Their service goes beyond responsiveness; it’s the kind of relationship built on trust and a shared commitment to doing things right.

We have been working with DeCotis for nearly a decade and have experienced nothing but excellent service. Their responsiveness, customer service, and expertise in the industry set them apart from other brokers. We look forward to continuing our partnership for many years to come!

Use the Power of Decotis to Be Your Clients’ Hero