Submission Requirements

  • ACORD HO, DP, or other carrier’s Homeowners Application
  • Supplemental app needed for renovation projects
  • 5 years of currently valued Loss Runs


  • Coverage offered on a dwelling fire form
  • No requirement on distance to coast (direct waterfront is OK)
  • Special Coverage & Replacement Cost are available
  • 3, 6, or 12-month terms available

Target Classes

  • Vacant Dwellings
  • Unoccupied Dwellings undergoing renovations
  • Coastal exposure OK (we can also provide Flood or Excess Flood)
  • Property only or Property & Liability Coverage