Submission Requirements

  • ACORD or other carrier’s Umbrella Application
  • 5 years of currently valued Loss Runs for underlying policies
  • Motor Vehicle Records (MVRs)
  • Copies of underlying policies required at binding


  • Liability Limits of $10,000,000 available
  • Up to $1,000,000 excess coverage available for uninsured/underinsured motorists
  • No supporting business is required to write
  • No self-insured retention
  • Definition of Bodily Injury can include Mental Injury, Mental Anguish, Humiliation & Shock
  • Unlimited number of drivers or autos

Target Classes

  • High Net Worth individuals and families
  • Families that have auto policies with teenage/young drivers
  • Households that have auto policies with an active loss history
  • Trusts, LLCs, LLPs, LPs, Estates, and Family Partnerships