Submission Requirements

  • ACORD or other carrier’s Application
  • 5 Years of currently valued Loss Runs
  • Risk specific supplements may be required (Habitational; Unprotected Dwelling; etc)


  • No requirement on distance to coast (direct waterfront is OK)
  • Replacement Cost on contents is available
  • Special Coverage for A & C are available
  • Water Backup, ID Fraud Expense, Increased Loss Assessment

Target Classes

  • Primary homes
  • Secondary or Seasonal homes (Primary Support not required)
  • Annual or Short Term Rentals
  • Coastal exposure OK (we can also provide Flood or Excess Flood)
  • Policies available in the name of Trusts, LP’s, FP’s, Estates or LLC’s