Artisan Contractors GL Comparative Quote


Quote with PRIZM

Instant comparative General Liability quote with multiple non-admitted markets. Once a quote is chosen, the pre-filled application is completed online and send to the underwriter for approval. 70+ Contracting classes including Roofing, Excavation, Plumbing, Remodeling.

Product Highlights

  • Limits: up to $1Mil/ $2Mil

  • Min. Premium $650


  • New Ventures acceptable


  • New Ventures Acceptable

States

AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

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General Liability


Quote with PRIZM  Quote with USLI

Instant comparative General Liability quote with multiple non-admitted markets. Once a quote is chosen, the pre-filled application is completed online and send to the underwriter for approval. Target classes include Habitational, Contracting, Retail, Service, Vacant., Truckers.

Product Highlights

  • Instant comparative quote for 150 GL classes

  • Limits: up to $1Mil/ $2Mil


  • Min. Premium $650


  • New Ventures acceptable

States

AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

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Businessowners Policy (Admitted)


Coming Soon

Hiscox NOW allows you to quote and bind small business insurance online in minutes with a same-day effective date. Professional Liability, General Liability, Business Owner’s Policy, and Cyber Insurance are available for hundreds of professions.

Product Highlights

  • Quote, Bind and Issue a Policy Online

  • Direct Bill Pay


  • Min. Premium $450


  • New Ventures Acceptable

States

AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

Quote with Hiscox

Builders Risk, Renovations, Vacant


Quote with AUGold  Quote with USLI

Quote Vacant, Builders Risk or Vacant Land policy online with AUGold, one of the leading markets for Residential and Commercial Vacant Property and Builders Risk. Property and GL coverage available for Vacant Building, Building under Renovations, Course of Construction as well as Vacant Land Liability coverage.

Product Highlights

  • Basic and Special Form Coverage

  • Property and/or Liability coverage


  • Property limits up to $5M TIV


  • Multiple locations: for up to 6 per Insured


  • Structural Renovations up to 150% of Building Value

States

CT, MA,MD, ME, NH, NJ, NC, RI, VA, VT, DC

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

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Cannabis: Property, GL, Product Liability


Quote with Blitz

DeCotis offers a full suite of cannabis products through BLITZ, a tech-driven insurer to streamline Cannbis insurance for the small commercial market.

Product Highlights

  • A.M. Best A-rated paper

  • Fast Digital Application


  • Instant quoting - 80% of all submissions receive a decision instantly

States

AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

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Excess Liability


Quote with USLI

Instant Online or Phone quote with USLI available for a wide veriety of classes including Contractors, Habitational, Real Estate, Vacant Building, Restaurants, Retail, Manufacturers, Child Care, Social Services

Product Highlights

  • Available limits: $1 million to $5 million

  • Provides follow form coverage. No self-insured retention

  • Admitted in most states

  • Attachment point starting at $500,000

States

AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

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Special Event: GL and Liquor


Quote with USLI  Quote with AUGold

DeCotis offers competitive premiums and a broad risk appetite to accommodate a wide variety of Special Events and make sure that your clients are covered on their special day. One-day and multi-day events, as well as annual policies available. Events with up to 20,000 attendees or 20,000 consumers of alcohol per day. Risks outside of the online appetite and Multiday Events are acceptable on submission basis.

Product Highlights

  • Blanket additional insured included at no charge

  • Separate limits for general liability and liquor liability


  • General liability limits up to $1 million/$3 million ($5 million/$5 million for select event classes)


  • Liquor liability limits up to $1 million/$3 million (varies by carriers)

States

AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

View Appetite Guide

Vacant, Renovations, Builders Risk


Quote with AUGold  Quote with USLI

Quote Vacant, Builders Risk or Vacant Land policy online with AUGold and USLI, the leading markets for Residential and Commercial Vacant Property and Builders Risk. 3,6, 9, 12 month policy terms available for Vacant Building, Building under Renovations, Course of Construction as well as Vacant Land Liability coverage.

Product Highlights

  • Basic and Special Form Coverage

  • Property and/or Liability coverage


  • Property limits up to $5M TIV


  • Multiple locations: for up to 6 per Insured


  • Structural Renovations up to 150% of Building Value

States

CT, MA,MD, ME, NH, NJ, NC, RI, VA, VT, DC

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

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USLI: Commercial Products


USLI Web Quote  USLI Phone Quote

USLI specializes in underwriting low premium, low hazard specialty insurance products. Commercial Property and Casulaty Lines provide coverage for more than 700 classes of business, including Habitational, Office, Vacant Building or Land, Retail, Hospitality, Contractors, Trucking, etc.

Product Highlights

  • A++ Rated carrier

  • Admitted/direct bill options available


  • No Liability Deductible


  • Monoline liability, a monoline property or a commercial package policy

States

AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

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Professional Liability. Monoline or Package


Quote with E-Risk  Quote with USLI

Our Errors and Omissions liability carriers deliver meaningful coverage advantages, broad appetite and value-added services. Online quote is available for a wide veriety of classes: Allied Health Care E&O, Real Estate Agents and Property Managers E&O, Insurance Agents E&O, Technology Errors and Omissions and more.

Product Highlights

  • Risks with revenues up to $15 million

  • Lifetime Occurrence Reporting Provision


  • Defense outside the limit of liability


  • Monoline E&O or Package with GL or BOP

States

AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

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Non-Profit & Management Liability


Quote with USLI  Quote with E-Risk

Non-Profit Form offers a packaged product of D&O, EPLI, Fiduciary Liability and other Coverages for small to middle market non-profit organizations. Private Company product is a flexible insurance package policy offering Employment Practices liability, Directors and Officers  liability (with full entity coverage), Fiduciary liability, Crime, and Privacy coverages.

Product Highlights

  • Non-Profit and Private Company

  • Worldwide coverage


  • No hammer clause


  • Broad definition of Insureds, including coverage for Directors and Officers, employees, trustees and volunteers

States

AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

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Cyber Liability Comparative Rater


Quote with Sayata

With just a few pieces of basic information, you get everything you need to present and bind Cyber Liability quotes tailored to your clients. Almost instantly, you’ll see several competitive quotes from leading markets. Once a quote is chosen, the pre-filled application is completed online. You bind straight from the Sayata platform!

Product Highlights

  • Side-by-side comparative quotes with leading cyber markets

  • Limits up to $5Mil


  • Revenues up to $100Mil

States

AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

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Employment Practices Liability


USLI Web Quote  USLI Phone Quote

Quote EPL coverage for more than 60 classes of businesses, including coverage for first-time EPL buyers, wage and hour sublimit (where available) and full prior acts on most classes. The following information is required for a quote: Name, Address, Description of operations, Number of full- and part-time employees, Expiring limit/retro date.

Product Highlights

  • Fair Labor Standards Act (FLSA) – $100,000 sub-limit for defense costs and loss

  • Full prior acts coverage for claim-free accounts in most states


  • Independent contractors are included in the definition of employee


  • Employment practices liability up to $5 million

States

AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

View Appetite Guide

USLI: Professional & Non-Profit


USLI Web Quote  USLI Phone Quote

USLI specializes in underwriting low premium, low hazard specialty insurance products. Professional and Management Lines of insurance provide competitive products for small to medium-sized businesses

Product Highlights

  • A++ Rated carrier

  • Admitted/direct bill options available


  • Minimum premium $450

States

AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

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1-4 Family Dwelling DP-1, DP-3


USLI Web Quote  USLI Phone Quote

DP-1 or DP-3 policy available for tenant-occupied 1-4 family Dwelling. Eligible insureds include individuals, trusts, estates, families, limited partnerships and LLCs.

Product Highlights

  • DP-1 Basic form minimum Coverage A of $75,000

  • DP-3 Special form minimum Coverage A of $100,000


  • $1 million personal liability coverage option

States

AZ, CO, CT, DC, DE, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

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Condo Unit Owner HO-6, HO-4


USLI Web Quote  Quote with USLI

Coverage for primary, seasonal, annual and short-term occupancies. Quote online or over the phone with USLI.

Product Highlights

  • Named insureds: LLCs, trusts, estates, limited

  • HO-6 and HO-4 Policy Forms


  • Liability limits up to $1 million


  • Loss assessment up to $50,000

States

AZ, CO, CT, DC, DE, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

View Appetite Guide

Homeowners, HO-3, HO-5


Submit with PRIZM

Non-admitted markets for 1-4 Family homes with Primary, Secondary, Seasonal, Rental and Short Term Rental Occupancy. Coastal and High Value homes are our specialty. Submit application online to receive a quote from DeCotis underwriter.

Product Highlights

  • HO3, HO-5, DP-3 and DP-1 Policy forms. Non-admitted.

  • Will consider risks with prior claims or lapse in coverage.


  • Coverage A Limit from $150K

  • Liability Limits up to $1Mil

States

AZ, CO, CT, DC, DE, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

View Appetite Guide

Excess Personal Liability


Quote with USLI

Excess Comprehensive Personal Liability coverage for 1-4 family dwellings, condo units and mobile homes that are owner-occupied or rented to others. Eligible risks include Secondary/Seasonal dwellings, Rental and Short-term rentals (monthly, weekly, nightly), Vacant dwellings, Vacant land up to 250 acres, RV lots.

Product Highlights

  • $5,000,000 limit available for most risks

  • Underlying limits for vacant dwellings must be at least $300,000


  • Dwellings with swimming pools acceptable

States

AZ, CO, CT, DC, DE, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

View Appetite Guide

Personal Liability


Quote with USLI

Comprehensive Personal Liability coverage for 1-4 family dwellings, condo units and mobile homes that are owner-occupied or rented to others, up to 15 locations. Eligible risks include Secondary/Seasonal dwellings, Rental and Short-term rentals (monthly, weekly, nightly), Vacant dwellings, Vacant land up to 250 acres, RV lots

Product Highlights

  • Limits up to $5Mil

  • Personal injury included up to the liability limit


  • Host liquor liability included


  • Dog liability included for most breeds

States

AZ, CO, CT, DC, DE, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

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Personal Umbrella


Quote with USLI

Competitive markets for Excess Personal Liability and Personal Umbrella up to $5Mil. Follow form coverage is designed for Insured and/or tenant occupied Apartments, Condominiums, co-ops, 1-4 Family Homes, Duplexes and triplexes, Vacant land.

Product Highlights

  • Primary Excess or Umbrella Limits up to $5Mil

  • Uninsured/ Underinsured Liability: up to $2Mil


  • The Personal Cyber Liability Endorsement will cover Personal Computer Attacks, Home System Attacks, Cyber Extortion, Online Fraud and Data Breaches. Limits for $25,000 & $50,000 available

States

AZ, CO, CT, DC, DE, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, VT

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

View Appetite Guide

Vacant, Renovations, Builders Risk


Quote with AUGold

Quote Vacant, Builders Risk or Vacant Land policy online with AUGold and USLI, the leading markets for Residential and Commercial Vacant Property and Builders Risk. 3,6, 9, 12 month policy terms available for Vacant Building, Building under Renovations, Course of Construction as well as Vacant Land Liability coverage.

Product Highlights

  • Basic and Special Form Coverage

  • Property and/or Liability coverage


  • Property limits up to $5M TIV


  • Multiple locations: for up to 6 per Insured


  • Structural Renovations up to 150% of Building Value

States

CT, MA,MD, ME, NH, NJ, NC, RI, VA, VT, DC

Submit Application

Risks that do not qualify for the online quote are acceptable on submission basis. Send application to your DeCotis underwriter or email to quotes@decotis.com

View Appetite Guide

Commercial Lines Applications

Professional Lines Applications

Specialty Coverage Applications

Personal Lines Applications