Physical damage insurance coverage is for clients who need to provide physical protection for damage to their vehicle.
We offer collision and comprehensive coverage. Collision typically pays for repairs or replacement if the auto is involved in a crash. Comprehensive generally provides coverage for losses due to perils other than a collision that are listed in the insurance policy.
Submission Requirements
- Auto Physical Damage application
- 3 years of loss runs (can be provided at binding)
- Motor vehicle records (can be provided at binding)
Highlights
- Deductibles start at $1,000
- Coverage is for comprehensive and collision
- Written as a stated amount
- Trailer Interchange available
- Higher limits for towing/storage available
Target Classes
- Delivery trucks and vehicles
- Long-haul trucking risks; semis
- Auto haulers
- Refeer haulers
- Gravel haulers
- Dump trucks
- Hot shot
- Livestock haulers
Motor Truck Cargo insurance coverage is for clients who need to provide physical protection to covered property while in transit. Broad form (15) coverage is available for automotive, tires, and consumer products, including appliances and household goods, new furniture, mobile/modular homes, food, refrigerated items, building materials, livestock, logs/lumber, and more.
Submission Requirements
- Motor Truck Cargo application
- 3 years of loss runs (can be provided at binding)
- Motor vehicle records (can be provided at binding)
Highlights
- Deductibles start at $1,000
- Limits up to $500,000 any one limit, any one loss
- Trailer Interchange available
- Higher limits available for debris removal
Target Classes
- Delivery trucks and vehicles
- Long-haul trucking risks; semis
- Auto haulers
- Reefer haulers
- Gravel haulers
- Dump trucks
- Hot shot
- Livestock haulers
Truckers General Liability coverage is for trucking professionals who need protection in the event they damage someone else’s property or cause an injury. DeCotis offers general liability for a large variety of trucking companies with short, intermediate, and long-haul radiuses, such as those that transport general freight or refrigerated goods and those that have dump trucks for hire.
Submission Requirements
- ACORD and Truckers General Liability supplemental applications
- 3 years of loss runs (can be provided at binding)
Highlights
- $0 deductible
- General liability limits up to $1 million/$3 million
- Excess liability limits up to $5 million
- New ventures may qualify
Target Classes
- Auto transportation
- Gravel haulers
- Sand haulers
- General freight
- Livestock haulers
- Furniture delivery
- Package and food delivery (Amazon, Chowhound, DoorDash, UberEats, etc.)
Take advantage of our competitive Truckers General Liability markets.
Call 888-875-5218 for an instant quote with USLI
