Personal Insurance Solutions

Homeowners? Dwelling? Vacation Rental? Bed & Breakfast? Yeah, we can do that.

Just because your hard-to-place account is an HO3, Dwelling Fire, or unique Personal Umbrella, doesn’t mean you have to place it in the Fair Plan or turn it away.

We specialize in finding creative and flexible solutions for unique Personal Lines risks. Our brokers and underwriters have access to multiple markets that offer a wide range of Personal Lines products that can be customized to address unique exposures. Our experienced and knowledgeable staff is always available to assist you with questions or concerns.

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OUR PERSONAL LINES OFFERINGS INCLUDE:

We have solutions for ground-up construction, remodeling, and installation coverage needs. Contact us to discuss your clients’ needs.

We offer many options to custom tailor coverage for your clients’ primary, secondary, seasonal, coastal, or rental condos.

Whether it’s a primary, secondary, seasonal, coastal, multi-family, rental, or a high-valued home, we have a personal lines solution.

When standard ISO Form coverage sub-limits fall short, we step in and provide full-limit coverage for your clients’ high-limit items.

Is your client’s primary policy coverage and liability limits inadequate? We offer stand-alone comprehensive personal liability policies.

Give your high-net-worth clients, families with teenage drivers, and clients with small & large boats an extra layer of coverage.

Don’t like your flood insurance premium? Our primary flood coverage is London-based paper, competes with NFIP, and has no limits restriction.

We write where standard markets won’t. If your client has a vacant home because it’s up for sale or undergoing renovation/rehab, we can help.

Whether you need general liability, product liability, or special event coverage, our surplus lines get the tough risks done.