MISCELLANEOUS ERRORS AND OMISSIONS (E&O) INSURANCE
PROFESSIONAL LIABILITY INSURANCE TO SAFEGUARD CLIENTS PROVIDING SERVICES, ADVICE, OR PRODUCTS
Every professional, regardless of skill or experience, can make a mistake, making them vulnerable to potential claims of negligence, misrepresentation, and more. However, these special risks are not covered by a standard General Liability policy. DeCotis Specialty Insurance helps agents secure Errors and Omissions Insurance from AM Best A-Rated markets ensuring clients’ financial security and livelihood are protected.
Target Classes
FOR VARIOUS BUSINESSES AND PROFESSIONALS
We provide our agency partners with access to specialty insurance options for hard-to-place and niche professional risks, including but not limited to:
- Consultants and business advisors
- Accountants and financial professionals
- Lawyers and legal service providers
- Technology service providers and IT contractors
- Marketing, media, and design firms
- Healthcare professionals (where applicable)
- Staffing firms and employment services
- Real estate service providers
- Security firms
- Event planners and management firms
- Other nontraditional professional services
Coverage Options
DeCotis offers customizable Professional Liability solutions for a wide range of professionals.
- Negligence, errors, or omissions in services
- Misrepresentation or breach of duty
- Legal defense costs (including frivolous claims)
- Minimum Premium: $995
- Personal Injury Coverage
- Excess Errors and Omissions Insurance
- Package policy may include Property and General Liability Insurance and Privacy/Data Breach Insurance
Product Highlights
- Full Prior Acts Coverage may be available
- Errors and Omissions deductible starts at $0
- Claims-Made or Occurrence-based options
- Worldwide coverage for wrongful acts
- Coverage for independent contractors or entire firms available
- Defense costs are in addition to the limit of liability
SUBMISSION REQUIREMENTS
Download a Miscellaneous Professional Liability application and send with any additional relevant information to Quotes@DeCotis.com.
GETTING A MISCELLANEOUS ERRORS AND OMISSIONS INSURANCE QUOTE IS SIMPLE
Select one of the following options to request a quote for your clients’ specialty insurance needs:
States where
we do business
States where we do business
- Connecticut
- Delaware
- Maine
- Maryland
- Massachusetts
- New Hampshire
- New Jersey
- New York
- Pennsylvania
- Rhode Island
- Vermont
- District of Columbia
- Florida
- Georgia
- North Carolina
- South Carolina
- Virginia
- Arizona
- Colorado
- New Mexico
- Oklahoma
- Texas
CROSS-SELL OPPORTUNITIES FOR SURPLUS LINES
Your commercial clients may also require these products.
Cyber Liability Insurance
Provides businesses with essential protection against the financial consequences of various cybercrimes as well as support services to help them respond and recover from a cyber event.
Excess Professional Liability Insurance
Provides various professionals and organizations with an additional layer of financial protection against catastrophic liability claims that may exceed the limits of their primary policy.
Does DeCotis Deliver? Hear From Our Agency Partners.
THE POWER OF CHOOSING DECOTIS
- Access to AM Best A-Rated E&S Carriers
- Customized Solutions for a Wide Variety of Professions
- Specialists in Hard-to Place and Niche Professional Risks
- Direct Communication with Experienced Underwriters
- Fast Online Quoting for Agents