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CONDO OWNERS INSURANCE

Surplus lines solutions for individual condo unit owners, renters, and investors.
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SPECIALTY INSURANCE SOLUTIONS FOR YOUR CLIENTS’ COMPLEX CONDO RISKS

It’s getting tougher to find quality and competitively priced coverage solutions for condominium units, especially if a property is coastally located, high value, or rented out. With our in-house binding authority and access to multiple AM Best A-Rated markets, DeCotis Specialty Insurance offers agents a fast, easy alternative for securing customizable Condo Owners Insurance for a range of property types and ownership structures.

Target Classes

FOR CONDOMINIUMS

We offer our agency partners access to specialty insurance options for clients with condominium risks including but not limited to:

  • Individual condo owners and renters
  • Investors renting out single or multiple condo units
  • Seasonal or secondary condo owners
  • Short-term condo rentals
  • Coastal properties
  • High-value condo owners

Product Highlights

  • Instant online or phone quote options
  • HO-6 and HO-4 policy forms
  • Named insured can be an individual(s), estate, LP, FP, or LLC, or a trust
  • Condo association can be included as additional insured
  • Increased Loss Assessment available
  • Personal Liability Insurance up to $1 million available
  • Customizable B, C, and D Coverage options, so clients only pay for what they need

Product Highlights

  • Instant comparative quote with
    multiple markets
  • New ventures are eligible
  • Blanket AI, Primary/Noncontributory, Waiver of Subrogation, Per Project Aggregate
  • Up to 100% of subcontracted work qualifies

SUBMISSION REQUIREMENTS

Download an ACORD 80—Condos & Renters Application and provide any additional relevant information. Send the application to: Quotes@DeCotis.com.

DOWNLOAD NOW
A completed homeowner application form from Decotis Insurance, showing fields for applicant information, property details, coverage options—including Condo Owners Insurance—endorsements, premiums, payment plan, and underwriting details.

GETTING A CONDO OWNERS INSURANCE QUOTE IS SIMPLE

Select one of the following options to request a quote for your clients’ specialty insurance needs:

Get an Online Quote
Submit an Application
Contact an Underwriter
USLI Instant Phone Quote: 888-875-5218

States where
we do business

States where we do business

Northeast
  • Connecticut
  • Delaware
  • Maine
  • Maryland
  • Massachusetts
  • New Hampshire
  • New Jersey
  • New York
  • Pennsylvania
  • Rhode Island
  • Vermont
Mid-Atlantic
  • District of Columbia
  • Florida
  • Georgia
  • North Carolina
  • South Carolina
  • Virginia
Southwest
  • Arizona
  • Colorado
  • New Mexico
  • Oklahoma
  • Texas

CROSS-SELL OPPORTUNITIES FOR SURPLUS LINES

Your clients who own condos may also require these products.

Personal Liability Insurance

Provides additional financial protection to property owners and individuals who require higher liability limits than primary policies provide due to an increased exposure to costly claims and lawsuits.

Learn More
Real Estate Investors Insurance

Provides residential rental property owners, builders, and managers that have multiple properties across numerous locations with a single, streamlined coverage for their property and liability risks.

Learn More

Does DeCotis Deliver? Hear From Our Agency Partners.

The thing I love the most about DeCotis is the close-knit, family-like culture where relationships go beyond just work. With DeCotis, you’re not just another agent—you’re part of the family. Trusted expertise, personal attention, and genuine care every step of the way.
Shannon DonovanTashmoo Insurance Agency Inc
DeCotis is by far the most responsive of the carriers we work with and the most willing to work with the agents. Whether it’s simple acknowledgement on submissions, binder/invoice turnaround, or simple service requests, the service is second to none.
John DutneyBerlin Insurance Group, LLC
The DeCotis team is everything you hope for in a partner—attentive, collaborative, and always a step ahead. Their service goes beyond responsiveness; it’s the kind of relationship built on trust and a shared commitment to doing things right.
Mackenzie HanniganBayside Insurance Underwriters
We have been working with DeCotis for nearly a decade and have experienced nothing but excellent service. Their responsiveness, customer service, and expertise in the industry set them apart from other brokers. We look forward to continuing our partnership for many years to come!
Sean M. Segreve, CPCU, CIC, CISRSegreve & Hall

THE POWER OF CHOOSING DECOTIS

  • In-House Binding Authority
  • Deep Coastal Underwriting Expertise
  • Customized Coverage Options
  • Responsive Support from Experienced Underwriters
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