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General Liability Insurance

Surplus lines solutions for businesses with hard-to-place liability risks.
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Comprehensive General Liability Protection for High-Risk Businesses

Securing a Commercial General Liability policy for a client in construction, manufacturing, hospitality, or any other industry shouldn’t be a struggle. Instead, bring your challenging accounts to DeCotis Specialty Insurance. Our experienced team will help you find a competitively priced, customized solution from AM Best A-Rated markets that provides the liability limits and coverage flexibility your clients require.

Target Classes

FOR VARIOUS BUSINESSES

We help our agency partners find the right General Liability Coverage for a wide range of businesses, including but not limited to:

  • Artisans and general contractors
  • Auto service and repair
  • Habitational
  • Hospitality and entertainment
  • Manufacturers and distributors
  • Real estate owners
  • Retail stores and services
  • Professional services
  • Recreation
  • Wholesalers and distributors
  • Special events
  • Truckers
  • Vacant property

Coverage Options

You’ll be able to tackle your clients’ most complex general liability exposures with comprehensive surplus lines solutions from DeCotis.

  • Bodily Injury and Property Damage
  • Personal and Advertising Injury
  • Products and Completed Operations Coverage
  • Contractual Liability for insured contracts
  • Hired and Non-Owned Auto Liability options available

Product Highlights

To read more product highlights, please download and save the coverage sheet.

  • Instant comparative quote option with select excess and surplus (E&S) markets
  • New ventures and hard-to-place accounts considered
  • Blanket Additional Insured, Waiver of Subrogation, Primary/Noncontributory, and Per Project Aggregate options available
Promotional flyer for Decotis Insurance, featuring a lawn mower image and offering General Liability quotes for 150 classes, including plumbing, roofing, and pet sitting. Contact information and coverage highlights are listed.
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SUBMISSION REQUIREMENTS

Download the ACORD 126—Commercial General Liability Application and provide any additional relevant information. Send the application to: Quotes@DeCotis.com.

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A blank ACORD Commercial General Liability Section insurance form with fields for policyholder, coverages, limits, deductibles, schedule of hazards, entertainment insurance options, and employee benefits liability information.

Getting a General Liability Insurance Quote Is Simple

Select one of the following options to request a quote for your clients’ specialty insurance needs:

Get an Online Quote
Submit an Application
Contact an Underwriter

States where
we do business

States where we do business

Northeast
  • Connecticut
  • Delaware
  • Maine
  • Maryland
  • Massachusetts
  • New Hampshire
  • New Jersey
  • New York
  • Pennsylvania
  • Rhode Island
  • Vermont
Mid-Atlantic
  • District of Columbia
  • Florida
  • Georgia
  • North Carolina
  • South Carolina
  • Virginia
Southwest
  • Arizona
  • Colorado
  • New Mexico
  • Oklahoma
  • Texas

CROSS-SELL OPPORTUNITIES FOR SURPLUS LINES

Your commercial lines clients may also require these products.

Excess and Umbrella Liability Insurance

Offers extra financial protection against large claims by providing additional liability coverage that takes effect after the primary Liability Insurance policy limits are reached.

Learn More
Commercial Property Insurance

Covers losses to owned or leased business property—including office space, tools and equipment, and inventory—resulting from fire, theft, vandalism, and other common threats.

Learn More

Does DeCotis Deliver? Hear From Our Agency Partners.

The thing I love the most about DeCotis is the close-knit, family-like culture where relationships go beyond just work. With DeCotis, you’re not just another agent—you’re part of the family. Trusted expertise, personal attention, and genuine care every step of the way.
Shannon DonovanTashmoo Insurance Agency Inc
DeCotis is by far the most responsive of the carriers we work with and the most willing to work with the agents. Whether it’s simple acknowledgement on submissions, binder/invoice turnaround, or simple service requests, the service is second to none.
John DutneyBerlin Insurance Group, LLC
The DeCotis team is everything you hope for in a partner—attentive, collaborative, and always a step ahead. Their service goes beyond responsiveness; it’s the kind of relationship built on trust and a shared commitment to doing things right.
Mackenzie HanniganBayside Insurance Underwriters
We have been working with DeCotis for nearly a decade and have experienced nothing but excellent service. Their responsiveness, customer service, and expertise in the industry set them apart from other brokers. We look forward to continuing our partnership for many years to come!
Sean M. Segreve, CPCU, CIC, CISRSegreve & Hall

THE POWER OF CHOOSING DECOTIS

  • Instant Online Quoting for Select General Liability Options
  • Responsive Support from Experienced Underwriters
  • Flexible Solutions for Standard, Hard-to-Place, and Surplus Lines Risks
  • Access to Multiple Top AM Best A-Rated carriers
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