WHEN STANDARD MARKETS RETREAT, DECOTIS DELIVERS FOR RHODE ISLAND AGENTS
DECOTIS SPECIALTY INSURANCE BRIDGES THE GAP BETWEEN STANDARD MARKET LIMITATIONS AND YOUR CLIENTS’ NEEDS
As an agent in our home state of Rhode Island, you know the insurance landscape is challenging. Standard markets continue to tighten their guidelines, leaving you with frustrated clients and gaps in coverage.
With one-third of the state located on the water, agents often seek coverage solutions for coastal property risks for their clients’ homes or businesses. Whether you have a homeowner in Bristol or a restaurant with claims history in Providence, any broker can provide you a quote. But only DeCotis offers agents unprecedented underwriting experience and local knowledge to ensure you get the right solutions for your clients across The Ocean State.
Use the following lists to find the E&S solutions your clients need:
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COMMERCIAL PROPERTY AND CASUALTY INSURANCE
- General Liability
- Artisan and General Contractors Liability
- Cannabis Insurance
- Entertainment and Recreational Insurance
- Environmental Pollution Liability
- Excess and Umbrella Liability
- Hospitality and Liquor Liability
- Truckers General Liability
- Commercial Property
- Condominium Association Insurance
- Commercial Flood Insurance
- Lessor’s Risk Only Insurance
- Real Estate Investors Insurance
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INLAND MARINE
- Auto Physical Damage
- Builders Risk
- Equipment Floaters
- Motor Truck Cargo
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PROFESSIONAL LINES
- Miscellaneous Errors and Omissions Insurance
- Architect and Engineers Errors and Omissions Insurance
- Allied Health Errors and Omissions Insurance
- Cyber Liability Insurance
- Excess Professional Liability
- Lawyers Errors and Omissions Insurance
- Real Estate Errors and Omissions Insurance
- Technology Errors and Omissions Insurance
- Management Liability (D&O, EPLI, Crime, Fiduciary)
- Nonprofit Insurance
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PERSONAL LINES
- Home Insurance
- Dwelling Insurance
- Condo Owners Insurance
- Personal Umbrella and Excess Liability
- Personal Liability
- Personal Article Floater
WHY RHODE ISLAND AGENTS TRUST DECOTIS TO GET THE JOB DONE
LOCAL EXPERTISE
We know the Rhode Island E&S market inside and out and how to solve the unique personal and business insurance challenges of the region.
MARKET ACCESS
We maintain strong relationships with AM Best A-Rated Excess and Surplus carriers that are actively writing business in Rhode Island.
UNDERWRITING KNOWLEDGE
We don't just pass your submission along; our underwriters act as your partner and advocate, negotiating with carriers to secure coverage that protects your clients.
DECADES OF STABILITY
We’ve built our business on navigating hard-to-place risks since 1989. We provide the independence, stability, and expertise you need to retain your clients.