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When the Standard Markets Retreat, Decotis Delivers for Vermont Agents

We offer Commercial, Professional, and Personal Insurance solutions.
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Decotis Specialty Insurance Bridges the Gap Between Standard Market Limitations and Your Clients’ Needs

As a Vermont agent, you know the insurance landscape is challenging for specific classes of business. Standard markets are tightening their underwriting criteria, leaving you with frustrated clients and worrisome coverage gaps. 

Whether the insurance you seek is for a client with a historic commercial building in Montpelier or a homeowner located along the eastern slopes of the Presidential Range in Washington County who needs Flood Insurance, any broker can provide you a quote. But only DeCotis offers agents unprecedented underwriting knowledge and regional expertise to ensure you get the right solutions for your clients across the Green Mountain State.

Use the following lists to find the E&S solutions your clients need:

Contact Our Team

A woman with shoulder-length dark hair, wearing a black blazer over a burgundy blouse, smiles at the camera. She represents the DeCotis Team and stands in a bright, modern real estate office with large windows and blurred background.
Jessica Wrigley, CISR, CLCS​
Director of Commercial Lines
Frank Moran's headshot with a blurred out background of a brick wall and windows. He is wearing a dark sport coat and white collared shirt and he is smiling.

Frank Moran
Personal Lines Production Underwriter

Why Vermont Insurance Agents Trust Decotis to Get the Job Done

LOCAL EXPERTISE

We know the Vermont E&S market inside and out and how to solve the unique personal and business insurance challenges of the region.

MARKET ACCESS

We maintain strong relationships with AM Best A-Rated Excess and Surplus carriers that are actively writing business in Vermont.

UNDERWRITING KNOWLEDGE

We don’t just pass your submission along; our underwriters act as your partner and advocate, negotiating with carriers to secure coverage that protects your clients.

DECADES OF STABILITY

We’ve built our business on navigating hard-to-place risks since 1989. We provide the independence, stability, and expertise you need to retain your clients.

Learn More About Who We Are

Does DeCotis Deliver? Hear From Our Agency Partners.

DeCotis is by far the most responsive of the carriers we work with and the most willing to work with the agents. Whether it’s simple acknowledgement on submissions, binder/invoice turnaround, or simple service requests, the service is second to none.
John DutneyBerlin Insurance Group, LLC
The DeCotis team is everything you hope for in a partner—attentive, collaborative, and always a step ahead. Their service goes beyond responsiveness; it’s the kind of relationship built on trust and a shared commitment to doing things right.
Mackenzie HanniganBayside Insurance Underwriters
We have been working with DeCotis for nearly a decade and have experienced nothing but excellent service. Their responsiveness, customer service, and expertise in the industry set them apart from other brokers. We look forward to continuing our partnership for many years to come!
Sean M. Segreve, CPCU, CIC, CISRSegreve & Hall
The thing I love the most about DeCotis is the close-knit, family-like culture where relationships go beyond just work. With DeCotis, you’re not just another agent—you’re part of the family. Trusted expertise, personal attention, and genuine care every step of the way.
Shannon DonovanTashmoo Insurance Agency Inc
Use the Power of Decotis to Be Your Clients’ Hero
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