Skip to content
  • 401-351-0066
  • Contact Us
  • Claims
  • Payments
  • Agent Login
A logo with a colorful logo.
  • Commercial

    Casualty

    • General Liability
    • Artisan & General Contractors
    • Cannabis
    • Entertainment & Recreational
    • Environmental & Pollution
    • Excess & Umbrella
    • Hospitality & Liquor
    • Truckers General

    Property

    • Commercial Property
    • Condominium Associations
    • Flood
    • Lessors Risk Only (LRO)
    • Real Estate Investors

    Professional

    • Miscellaneous E&O
    • Architect & Engineers
    • Allied Health
    • Cyber Liability
    • Excess Professional
    • Lawyers
    • Real Estate
    • Technology
    • Management Liability
    • Nonprofit

    Inland Marine

    • Auto Physical Damage
    • Builders Risk
    • Equipment Floater
    • Motor Truck Cargo

    Resources

    • Applications
    • Marketing Downloads
    • Become an Agent
    • Blog: E&S Wholesale Wire
  • Personal

    Personal

    • Homeowners
    • 1-4 Family Dwelling
    • Condo Owners
    • Umbrella & Excess Liability
    • Personal Liability
    • Flood
    • Vacant, Renovations, Course of Construction
    • Personal Article Floater

    Resources

    • Applications
    • Marketing Downloads
    • Become an Agent
    • Blog: E&S Wholesale Wire
  • Resources
    • Applications
    • Marketing Downloads
    • Become an Agent
    • Blog: E&S Wholesale Wire
  • About Us
    • Why Choose Us
    • Who We Are
    • Markets
    • Meet the DeCotis Team
    • Careers
quote now
A logo with a colorful logo.
quote now
  • Commercial

    Property

    • Commercial Property
    • Condominium Association Insurance
    • Commercial Flood Insurance
    • Lessors Risk Only (LRO) Insurance
    • Real Estate Investors Insurance

    Casualty

    • General Liability
    • Artisan & General Contractors Liability
    • Cannabis Insurance
    • Entertainment & Recreational Insurance
    • Environmental & Pollution Liability
    • Excess & Umbrella Liability
    • Hospitality & Liquor Liability
    • Truckers General Liability

    Professional

    • Miscellaneous Errors & Omissions (E&O) Insurance
    • Architect & Engineers Errors & Omissions (E&O) Insurance
    • Allied Health Errors & Omissions (E&O) Insurance
    • Cyber Liability Insurance
    • Excess Professional Liability
    • Lawyers Errors & Omissions (E&O) Insurance
    • Real Estate Errors & Omissions (E&O) Insurance
    • Technology Errors & Omissions (E&O) Insurance
    • Management Liability (D&O, EPLI, Crime, Fiduciary)
    • Non-Profit Insurance

    Inland Marine

    • Auto Physical Damage Insurance
    • Builders Risk Insurance
    • Equipment Floater Insurance
    • Motor Truck Cargo Insurance

    Resources

    • Applications & Forms
    • Marketing Downloads
  • Personal

    Products

    • Home Insurance
    • Dwelling Insurance
    • Condo Owners Insurance
    • Personal Umbrella & Excess Liability
    • Personal Liability Insurance
    • Residential Flood Insurance
    • Vacant, Renovations, Course of Construction Insurance

    Resources

    • Applications & Forms
    • Marketing Downloads
  • Resources
    • Applications & Forms
    • Marketing Downloads
    • Blog
    • Become an Agent
  • About us
    • Why Chose DeCotis
    • Who We Are
    • Meet the DeCotis Team
    • Our Markets
    • Careers
BLOG

E&S Wholesale Wire

What Agents Need to Know About Lloyd’s of London: Clearing Up Common Misconceptions

  • July 9, 2026
  • 8-minutes
  • Categories: Uncategorized

Every day at DeCotis, our team’s work revolves around one mission: to find surplus lines solutions for the complex and hard-to-place risks agents bring us. We apply decades of insurance knowledge and underwriting expertise to help our partners access the markets, coverage, and pricing that make them heroes to their clients. This dedication and reliability have fueled the many long-lasting connections we have built over nearly 40 years as an MGA and wholesale broker.

Now, in recognition of our unwavering commitment to performance and service, DeCotis has been recognized as an Insurance Business America’s 5-Star Wholesale Broker and MGA for 2026. Insurance Business America is the country’s leading business magazine for commercial insurance brokers/agents. The magazine’s annual survey of insurance agents nationwide asks respondents to rate the performance and service of their wholesale partners across 10 criteria, including marketing support, technical expertise, automation, ability to place niche/emerging risks, range of products, pricing, and overall responsiveness.

DeCotis’s exceptional ratings across the board—from our ability to consistently deliver access to AM Best A-Rated markets to the elite level of support and service everyone on the team provides—led to the special “5-Star” distinction.

“Since our founding in 1989, we’ve never defined success by the size of our firm. Instead, we always evaluate our progress based on the connections and mutual trust we maintain with our agents, our carriers, and our employees. Our reputation among our partners is hands down our most valuable asset.” ~ Tom DeCotis, CEO

This recent recognition affirms that DeCotis has been on the right strategic path and boosts our vision for the future. Over the past six years, leadership has invested heavily in infrastructure, people, carrier relationships, and, of increasing importance, technology and automation.

The launch of DeCotis Express, a proprietary online quoting platform, enables agents to streamline standard E&S risk placement, including coastal property. Additionally, our comprehensive website provides 24/7 access to product specifications, submission guidelines and applications, and other essential resources for current partners and agents who wish to become appointed.

“We’re blending innovative technology that makes it easier for agents to self-transact small business risks directly from their desktops with proactive communication strategies that keep agents informed of shifting carrier appetites, new program launches, and emerging risk trends. We put the power in the hands of our agents, helping them remain competitive and independent.”

However, no amount of technology or automation will ever replace the deeply personal and relationship-driven approach that remains one of DeCotis’s biggest differentiators among wholesale brokers and MGAs. In a highly dynamic, quickly evolving marketplace, we know how vital it is for agents to have a direct line of communication with us and receive responsive support and quick turnarounds.

“There’s nothing that means more to us—and no better measure of our firm’s performance—than receiving praise from our agents. This “5-Star” rating is a testament to the trust our agents place in us. We look forward to continuing to earn it every single day.”

Layered program example:
A coastal condominium association in Connecticut needed $40 million property limits. The admitted market offered only $5 million. The final solution included three carriers—one admitted Primary, plus two Excess Layers backed by Lloyd’s syndicates. For the client, the experience looked like a standard placement. But without Lloyd’s participation, the limits simply wouldn’t have been achieved.

PrevPrevious
Share the Post:

Related Posts

An image of the DeCotis Logo, as well as a 2026 MGA 5-Star medal, with copy that reads "5-Star Wholesale Brokers and MGAs 2026

What Agents Need to Know About Lloyd’s of London: Clearing Up Common Misconceptions

  • July 9, 2026
  • 8-minutes
Read more
Frank Moran's headshot with a blurred out background of a brick wall and windows. He is wearing a dark sport coat and white collared shirt and he is smiling.

DeCotis Specialty Insurance Hires Frank Moran Jr. To Join Personal Lines Team

  • July 8, 2026
  • 3-minutes
Read more
An image of the DeCotis Logo, as well as a 2026 MGA 5-Star medal, with copy that reads "5-Star Wholesale Brokers and MGAs 2026

Agents Rate DeCotis a Top Wholesaler and MGA in USA

  • April 27, 2026
  • 3-minutes
Read more
A logo with a colorful logo.

245 Waterman Street 
Suite 501
Providence, RI 02906

Facebook-f Linkedin Instagram
About Us
  • Why Choose DeCotis
  • Our Mission and Values
  • Meet the DeCotis Team
  • Who We Represent
  • Join the Team
Resources
  • Applications and Forms
  • Marketing Downloads
  • E&S Wholesale Wire
  • Become an Agent
Instantly quote and bind small business accounts online 24/7
QUOTE NOW
Terms of Use

© 2026 All Rights Reserved.