Agent Quote Center
Simple Quoting
Superior Coverage
Appointed DeCotis agents can now take complete control of the quoting process. Instantly quote and bind small business accounts online 24/7 with our trusted AM Best A-Rated carrier partners anytime, anywhere. Select the quick link below to get started—it really is that easy!
Need to be appointed with DeCotis?
We can fix that. Complete the Agency Profile Form, and a member of our team will be in touch shortly.
Artisan and Contractor Liability
Get an instant comparative General Liability quote with multiple non-admitted markets. Once a quote is chosen, the prefilled application is completed online and sent to the underwriter for approval. Over 70 contracting classes are included, such as roofing, excavation, plumbing, and remodeling.
Product Highlights
- Limits: up to $1 million / $2 million
- Minimum premium: $650
- New ventures acceptable
States
AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Commercial General Liability Comparative Quote
Get instant comparative General Liability quotes with multiple non-admitted markets. Once a quote is chosen, the prefilled application is completed online and sent to the underwriter for approval. Target classes include habitational, contracting, retail, service, vacant property, and truckers.
Product Highlights
- Instant comparative quote for 150 General Liability classes
- Limits: up to $1 million / $2 million
- Minimum premium: $650
- New ventures acceptable
States
AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Commercial Property
Get an instant property-only quote with Lloyd’s markets for Lessor’s Risk Only, habitational properties, office, retail, mixed occupancy, and vacant buildings. Once a quote is chosen, the prefilled application is completed online and sent to the underwriter for approval.
Product Highlights
- Instant quote for commercial building limits up to $1 million
- Submit higher values online to your DeCotis underwriter
- No coastal restrictions
- No age restrictions
States
CT, MA, ME, NH, RI, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Businessowners Policy
Hiscox NOW allows you to quote and bind small business insurance online in minutes with a same-day effective date. Professional Liability, General Liability, Businessowners’ Policy, and Cyber Insurance are available for hundreds of professions.
Product Highlights
- Quote, bind, and issue a policy online
- Direct bill pay
- Minimum premium: $450
- New ventures acceptable
States
AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Please note, in the state of RI only the following polices are available: General Liability, Errors and Omissions, and Cyber Liability.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Builders Risk and Renovation
Quote a Builders Risk, Renovation, Vacant Building or Land policy online with AUGold, one of the leading markets for Residential and Commercial Vacant Property and Builders Risk insurance. Property and General Liability coverage is available for vacant buildings, buildings under renovations, Course of Construction as well as vacant land.
Product Highlights
- Basic and Special Form coverage
- Property and/or Liability coverage
- Property limits up to $5 million TIV
- Multiple locations: up to six per insured
- Structural renovations up to 150% of the building value
States
CT, DC, MA, MD, ME, NH, NJ, NC, RI, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Cannabis Insurance: Property, General Liability, Product Liability
DeCotis offers a full suite of cannabis products through Blitz, a tech-driven insurer that makes it easy to secure cannabis insurance for the small commercial market.
Product Highlights
- AM Best A-Rated paper
- Fast digital application
- Instant quoting: 80% of all submissions receive a decision instantly.
States
AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Excess Liability Insurance
Get an instant online or phone quote with USLI. Insurance is available for various classes including contractors, habitational, real estate, vacant building, restaurants, retail, manufacturers, childcare, social services, and more.
Product Highlights
- Available Limits: $1 million to $5 million
- Provides Follow Form coverage. No self-insured retention
- Admitted in most states
- Attachment point starting at $500,000
States
AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Special Event: General Liability and Liquor
DeCotis offers competitive premiums and a broad risk appetite to accommodate various special events, ensuring that your clients are covered. One-day and Multiday Event policies, as well as Annual policies are available. Events with up to 20,000 attendees or 20,000 consumers of alcohol per day are welcome. Risks outside the online appetite and multiday events are acceptable on a submission basis.
Product Highlights
- Blanket Additional Insured included at no charge
- Separate limits for General Liability and Liquor Liabilit
- General Liability limits up to $1 million / $3 million ($5 million / $5 million for select event classes)
- Liquor Liability limits up to $1 million / $3 million (varies by carriers)
States
AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Vacant, Renovations, Builders Risk
Quote Vacant Property or Land, Building Under Renovations, or Builders Risk policies online with AUGold and USLI, the leading markets for Commercial Vacant Property and Builders Risk. 3, 6, 9, and 12-month policy terms are available for Vacant Building, Building Under Renovation, Course of Construction, and Vacant Land Liability coverage.
Product Highlights
- Basic and Special Form coverage
- Property and/or Liability coverage
- Property limits up to $5 million TIV
- Multiple locations: up to six per insured
- Structural renovations up to 150% of building value
States
CT, DC, MA, MD, ME, NH, NJ, NC, RI, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
USLI Commercial Products
USLI specializes in underwriting low-premium, low-hazard specialty insurance products. Their Commercial Property and Casualty lines provide coverage for over 700 classes of business, including habitational office, vacant building or land, retail, hospitality, contractors, trucking, and more.
Product Highlights
- A++-Rated carrier
- Admitted or direct bill options available
- No liability deductible
- Monoline Liability, Monoline Property, or a Commercial Package policy
States
AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Professional Liability
Get a quote for a Monoline or Package policy through one of our AM Best A-Rated markets. These Errors and Omissions (E&O) Liability carriers deliver meaningful coverage advantages, broad appetites, and value-added services. An online quote is available for various classes and policy types: Allied Health Care E&O, Real Estate Agents and Property Managers E&O, Insurance Agents E&O, Technology E&O, and more.
Product Highlights
- Risks with revenues up to $15 million
- Lifetime occurrence reporting provision
- Defense Outside the Limit of Liability
- Monoline E&O or package with General Liability or Businessowners
States
AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Nonprofit and Management Liability
The Nonprofit form offers a packaged product that includes Directors and Officers (D&O), Employment Practices Liability (EPLI), Fiduciary Liability, and other coverages for small- to middle-market nonprofits. The Private Company product is a flexible insurance package offering EPLI, D&O (with full entity coverage), Fiduciary Liability, Crime, and Privacy coverages.
Product Highlights
- Nonprofit and Private Company
- Worldwide coverage
- No hammer clause
- Broad definition of insureds, including coverage for directors and officers, employees, trustees, and volunteers
States
AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Cyber Liability
With just a few pieces of basic information, you can get everything you need to present and bind Cyber Liability quotes tailored to your clients. Using the comparative rater, you’ll see several competitive quotes from leading markets almost instantly. Once a quote is chosen, the prefilled application is completed online, allowing you to bind the policy directly from the Sayata platform.
Product Highlights
- Side-by-side comparative quotes with leading Cyber Insurance markets
- Limits: up to $5 million
- Revenues up to $100 million
States
AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Employment Practices Liability
Get a quote for Employee Practices Liability Insurance (EPLI) coverage for over 60 classes of businesses, including coverage for first-time EPLI buyers, wage and hour sublimit (where available), and full prior acts on most classes. The following information is required to submit a quote: name, address, a description of the operation, number of full- and part-time employees, and expiring limit/retro date.
Product Highlights
- Fair Labor Standards Act (FLSA): $100,000 sublimit for defense costs and loss
- Full Prior Acts coverage for claim-free accounts in most states
- Independent contractors included in the definition of an employee
- EPLI up to $5 million
States
AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
USLI: Professional and Nonprofit
USLI specializes in underwriting low-premium, low-hazard specialty insurance products. Its professional and management lines of insurance offer competitive products for small- to medium-sized businesses.
Product Highlights
- A++-Rated carrier
- Admitted or direct bill options available
- Minimum Premium: $450
States
AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
1-4 Family Dwelling (DP-1, DP-3)
A DP-1 or DP-3 policy is available for tenant-occupied 1-4 family dwellings. Eligible insureds include individuals, trusts, estates, families, limited partnerships, and LLCs.
Product Highlights
- DP-1 Basic form minimum Coverage A of $75,000
- DP-3 Special form minimum Coverage A of $100,000
- $1 million Personal Liability coverage option
States
AZ, CO, CT, DC, DE, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Condo Unit Owner (HO-6, HO-4)
Coverage is available for primary, seasonal, annual, and short-term occupancies.
Product Highlights
- Named insureds: LLCs, trusts, estates, limited partnerships
- HO-6 and HO-4 policy forms
- Liability limits up to $1 million
- Loss assessment up to $50,000
States
AZ, CO, CT, DC, DE, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Lloyd’s Homeowners and Dwelling Fire (HO-3, HO-5, DP-3)
Instant online quote for single-family homes and dwellings up to $2 million TIV. Policies available for primary, secondary, seasonal, rental, and short-term rental occupancies. No coastal restrictions. Multifamily and high-value homes (up to $20 million) are acceptable on a referral basis. Submit application online to receive a quote from a DeCotis underwriter.
Product Highlights
- HO3, HO-5, and DP-3 policy forms, non-admitted
- Will consider risks with prior claims or a lapse in coverage
- Coverage A Limit from $150,000
- Liability limits up to $1 million
States
AZ, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Excess Personal Liability
Excess Comprehensive Personal Liability coverage for owner- or tenant-occupied 1-4 family dwellings, condo units, and mobile homes. Eligible risks include secondary, seasonal, rentals, short-term rentals (monthly, weekly, or nightly), vacant dwellings, vacant land up to 250 acres, and RV lots.
Product Highlights
- Limits up to $5 million available for most risks
- Underlying limits for vacant dwellings: must be at least $300,000
- Dwellings with swimming pools accepted
States
AZ, CO, CT, DC, DE, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Personal Liability
Comprehensive Personal Liability coverage for owner- or tenant-occupied 1-4 family dwellings, condo units, and mobile homes, for up to 15 locations. Eligible risks include secondary, seasonal, rentals, short-term rentals (monthly, weekly, or nightly), vacant dwellings, vacant land up to 250 acres, and RV lots.
Product Highlights
- Limits up to $5 million
- Personal injury included up to the liability limit
- Host Liquor Liability included
- Dog liability included for most breeds
States
AZ, CO, CT, DC, DE, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Personal Umbrella
Competitive markets for Excess Personal Liability and Personal Umbrella up to $5 million.
Follow Form coverage is designed for insured- and/or tenant-occupied apartments, condominiums, co-ops, 1-4 family homes, duplexes and triplexes, and vacant land.
Product Highlights
- Primary Excess or Umbrella Limits up to $5 million
- $10 million limit available on a submission basis
- Uninsured/Underinsured Liability limits up to $2 million
- The Personal Cyber Liability endorsement covers personal computer attacks, home system attacks, cyber extortion, online fraud, and data breaches. Limits of $25,000 and $50,000 available
States
AZ, CO, CT, DC, DE, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TX, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
Vacant, Renovations, Builders Risk
Quote Building Renovations, Course of Construction, Vacant Property, and Vacant Land online with the leading residential markets AUGold and USLI. 3, 6, 9, and 12-month policy terms are available.
Product Highlights
- Basic and Special Form coverage
- Property and/or Liability coverage
- Property limits up to $5 million TIV
- Multiple locations: up to six per insured
- Structural renovations: up to 150% of the building value
States
CT, DC, MA, MD, ME, NH, NJ, NC, RI, VA, and VT.
Submit an Application
Risks that do not qualify for an online quote are acceptable on a submission basis. Send an application to your DeCotis underwriter or email it to quotes@decotis.com.
