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WHEN STANDARD MARKETS RETREAT, DECOTIS DELIVERS FOR NORTH CAROLINA AGENTS

We offer Property and Casualty, Professional, and Personal Insurance solutions.
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DECOTIS SPECIALTY INSURANCE BRIDGES THE GAP BETWEEN STANDARD MARKET LIMITATIONS AND YOUR CLIENTS’ NEEDS

As a North Carolina agent, you know the insurance landscape is a challenge. Standard markets are tightening their guidelines, leaving you with frustrated clients and gaps in coverage. 

For new property owners near the coast in need of Wind, Hail, or Flood Insurance, or artisans, general contractors, or commercial trucking companies looking for a General Liability policy, any broker can provide a quote. However, only DeCotis offers you a dependable, easy-to-work-with underwriting team backed by the A-rated markets you need to deliver for your clients across The Tar Heel State.

Use the following lists to find the E&S solutions your clients need:

WHY NORTH CAROLINA AGENTS TRUST DECOTIS TO GET THE JOB DONE

INDUSTRY EXPERTISE

We know the E&S market inside and out. Our team is ready to help you solve the unique personal and business insurance challenges facing your North Carolina clients.

MARKET ACCESS

We maintain strong relationships with AM Best A-Rated Excess and Surplus carriers that are actively writing business in North Carolina.

UNDERWRITING KNOWLEDGE

We don't just pass your submission along; our underwriters act as your partner and advocate, negotiating with carriers to secure coverage that protects your clients.

DECADES OF STABILITY

We’ve built our business on navigating hard-to-place risks since 1989. We provide the independence, stability, and expertise you need to retain your clients.

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Does DeCotis Deliver? Hear From Our Agency Partners.

DeCotis is by far the most responsive of the carriers we work with and the most willing to work with the agents. Whether it’s simple acknowledgement on submissions, binder/invoice turnaround, or simple service requests, the service is second to none.
John DutneyBerlin Insurance Group, LLC
The DeCotis team is everything you hope for in a partner—attentive, collaborative, and always a step ahead. Their service goes beyond responsiveness; it’s the kind of relationship built on trust and a shared commitment to doing things right.
Mackenzie HanniganBayside Insurance Underwriters
We have been working with DeCotis for nearly a decade and have experienced nothing but excellent service. Their responsiveness, customer service, and expertise in the industry set them apart from other brokers. We look forward to continuing our partnership for many years to come!
Sean M. Segreve, CPCU, CIC, CISRSegreve & Hall
The thing I love the most about DeCotis is the close-knit, family-like culture where relationships go beyond just work. With DeCotis, you’re not just another agent—you’re part of the family. Trusted expertise, personal attention, and genuine care every step of the way.
Shannon DonovanTashmoo Insurance Agency Inc
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