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Allied Health Errors and Omissions (E&O) Insurance

Surplus lines solutions for a wide range of non-diagnostic health care professionals.
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SPECIALTY INSURANCE THAT HELPS SAFEGUARD CLIENTS’ HEALTH CARE PRACTICES

Allied health professionals represent over half of all health care providers—and their numbers are growing. By partnering with DeCotis Specialty Insurance, agents can meet the risk management and liability insurance needs of this expanding market, securing tailored Allied Health E&O coverage from AM Best A-Rated carriers to fit the size and specialty of each client’s practice.

Target Classes

FOR ALLIED HEALTH CARE PROFESSIONALS

We provide our agency partners with access to specialty insurance options to meet the requirements of a diverse group of health care professionals including but not limited to:

  • Acupuncturists
  • Beauticians/barbers
  • Day spas
  • Home health aides
  • Massage therapists
  • Physical therapists
  • Occupational therapists
  • Learning disability consultants
  • Life coaches
  • Music therapists
  • Pet/animal-assisted therapy providers
  • Social workers

Coverage Options

DeCotis offers surplus lines solutions to help agents cover the special professional liability risks of various types of therapists and assistants in the health care industry.

  • Errors and Omissions Protection: Coverage for claims arising from professional negligence or mistakes
  • Defense Costs: Legal defense coverage for lawsuits and administrative proceedings
  • Regulatory and Licensing Coverage: Safeguards against disciplinary actions and regulatory investigation
  • Property and Hired/Non-Owned Auto Coverages available
  • Minimum Premium $450

Product Highlights

To read more product highlights, please download and save the coverage sheet.

  • Defense for allegations of abuse or molestation up to $1 million / $1 million
  • Separate limits for Professional Liability and General Liability Insurance
  • Third-Party Discrimination coverage sublimit
  • Errors and Omissions Insurance deductible starting at $0
  • New ventures eligible
A professional insurance flyer with the Decotis Specialty Insurance logo, headline “Professional Liability: Monoline or Package,” summary text, E&O Insurance coverage details, state availability, contact info, and a QR code to request a quote.
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SUBMISSION REQUIREMENTS

Download the Allied Health Professional Package Application and provide any additional relevant information. Send the application to: Quotes@DeCotis.com.

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A form titled Allied Healthcare Professional Package Product by Decotis Specialty Insurance, featuring sections for applicant details, contractor information, and columns for full-time and part-time professionals seeking Errors and Omissions Insurance.

GETTING AN ALLIED HEALTH CARE E&O QUOTE IS SIMPLE

Select one of the following options to request a quote for your clients’ specialty insurance needs:

Get an Online Quote
Submit an Application
Contact an Underwriter
USLI Instant Phone Quote: 888-875-5218

States where
we do business

States where we do business

Northeast
  • Connecticut
  • Delaware
  • Maine
  • Maryland
  • Massachusetts
  • New Hampshire
  • New Jersey
  • New York
  • Pennsylvania
  • Rhode Island
  • Vermont
Mid-Atlantic
  • District of Columbia
  • Florida
  • Georgia
  • North Carolina
  • South Carolina
  • Virginia
Southwest
  • Arizona
  • Colorado
  • New Mexico
  • Oklahoma
  • Texas

CROSS-SELL OPPORTUNITIES FOR SURPLUS LINES

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Does DeCotis Deliver? Hear From Our Agency Partners.

The thing I love the most about DeCotis is the close-knit, family-like culture where relationships go beyond just work. With DeCotis, you’re not just another agent—you’re part of the family. Trusted expertise, personal attention, and genuine care every step of the way.
Shannon DonovanTashmoo Insurance Agency Inc
DeCotis is by far the most responsive of the carriers we work with and the most willing to work with the agents. Whether it’s simple acknowledgement on submissions, binder/invoice turnaround, or simple service requests, the service is second to none.
John DutneyBerlin Insurance Group, LLC
The DeCotis team is everything you hope for in a partner—attentive, collaborative, and always a step ahead. Their service goes beyond responsiveness; it’s the kind of relationship built on trust and a shared commitment to doing things right.
Mackenzie HanniganBayside Insurance Underwriters
We have been working with DeCotis for nearly a decade and have experienced nothing but excellent service. Their responsiveness, customer service, and expertise in the industry set them apart from other brokers. We look forward to continuing our partnership for many years to come!
Sean M. Segreve, CPCU, CIC, CISRSegreve & Hall

THE POWER OF CHOOSING DECOTIS

  • Access to AM Best A-Rated Professional Liability Carriers
  • Expert Support for Complex E&O Risk Placements
  • Responsive, Experienced Underwriters
  • Instant Online Quote Option
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