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Architects and Engineers Errors and Omissions (E&O) Insurance

Surplus lines solutions that safeguard design professionals against liability exposures.
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Professional Liability Insurance Designed Specifically for Your Architect and Engineer Clients

Design professionals are highly vulnerable to liability claims arising from their advice, plans, or work. By partnering with DeCotis Specialty Insurance, agents can secure comprehensive Architects and Engineers E&O Coverage from AM Best A-Rated markets that provides financial protection against lawsuits related to design flaws, inaccurate advice, project delays, and more.

Target Classes

FOR ARCHITECTS AND ENGINEERS

We provide our agency partners with access to specialty insurance options for various types of design professionals and firms including but not limited to:

  • Architects and architectural firms
  • Building inspectors
  • Civil, structural, electrical, and mechanical engineers
  • Design-build contractors and construction managers
  • Environmental and geotechnical engineers
  • Landscape architects and interior designers
  • Surveyors, planners, and drafting professionals
  • Newly formed or expanding firms

Coverage Options

DeCotis offers surplus lines solutions to help agents cover the professional liability exposures of clients in the architecture, engineering, and construction industries.

  • Professional Liability/E&O: Protects against actual or alleged negligence and errors and omissions that may occur while providing professional services
  • Personal Injury: Protects against libel and slander, which are forms of personal injury with legal ramifications
  • Contractual Liability Coverage: For certain hold-harmless agreements
  • Extended Reporting Period (Tail Coverage)
  • Contingent Pollution Coverage included
  • General Liability Policies available

Product Highlights

  • Up to $10 million primary capacity limit
  • Worldwide coverage
  • First Dollar Defense option available
  • Project-specific and Owner’s Protective Professional Indemnity (OPPI) policies available
  • Coverage for independent contractors, joint ventures, and subconsultants available
  • Defense costs inside or outside the limits (varies by carrier)
  • Risk management resources and contract review tools available
  • Claims-Made policy form with retroactive date coverage
  • Firms with prior acts or claims history acceptable

Product Highlights

  • Instant comparative quote with
    multiple markets
  • New ventures are eligible
  • Blanket AI, Primary/Noncontributory, Waiver of Subrogation, Per Project Aggregate
  • Up to 100% of subcontracted work qualifies

SUBMISSION REQUIREMENTS

Download an Architects and Engineers Application and send to Quotes@DeCotis.com.

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A DECOTIS Architects and Engineers Insurance application form with instructions, requesting company details—like name, address, and structure. The blue-and-white form streamlines your E&O Insurance process for design professionals.

GETTING AN ARCHITECTS AND ENGINEERS E&O QUOTE IS SIMPLE

Select one of the following options to request quote for your clients’ specialty insurance needs:

Get an Online Quote
Submit an Application
Contact an Underwriter

States where
we do business

States where we do business

Northeast
  • Connecticut
  • Delaware
  • Maine
  • Maryland
  • Massachusetts
  • New Hampshire
  • New Jersey
  • New York
  • Pennsylvania
  • Rhode Island
  • Vermont
Mid-Atlantic
  • District of Columbia
  • Florida
  • Georgia
  • North Carolina
  • South Carolina
  • Virginia
Southwest
  • Arizona
  • Colorado
  • New Mexico
  • Oklahoma
  • Texas

CROSS-SELL OPPORTUNITIES FOR SURPLUS LINES

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Cyber Liability Insurance

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General Liability Insurance

Minimizes the amount a business may have to pay out of pocket for third-party claims such as bodily injury, property damage, libel and slander, and personal advertising injury.

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Does DeCotis Deliver? Hear From Our Agency Partners.

The thing I love the most about DeCotis is the close-knit, family-like culture where relationships go beyond just work. With DeCotis, you’re not just another agent—you’re part of the family. Trusted expertise, personal attention, and genuine care every step of the way.
Shannon DonovanTashmoo Insurance Agency Inc
DeCotis is by far the most responsive of the carriers we work with and the most willing to work with the agents. Whether it’s simple acknowledgement on submissions, binder/invoice turnaround, or simple service requests, the service is second to none.
John DutneyBerlin Insurance Group, LLC
The DeCotis team is everything you hope for in a partner—attentive, collaborative, and always a step ahead. Their service goes beyond responsiveness; it’s the kind of relationship built on trust and a shared commitment to doing things right.
Mackenzie HanniganBayside Insurance Underwriters
We have been working with DeCotis for nearly a decade and have experienced nothing but excellent service. Their responsiveness, customer service, and expertise in the industry set them apart from other brokers. We look forward to continuing our partnership for many years to come!
Sean M. Segreve, CPCU, CIC, CISRSegreve & Hall

THE POWER OF CHOOSING DECOTIS

  • Access to AM Best A-Rated Professional Liability Insurance Carriers
  • Instant Online Quote Option
  • Expert Support for Complex E&O Risk Placements
  • Responsive Service from Experienced Underwriters
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