Primary & Excess Private Flood Insurance

Don’t like your flood insurance premium? We can write primary and excess coverage. Our primary flood coverage is London-based paper, competes with NFIP, and has no limits restriction like the NFIP. Our excess flood coverage is available from domestic and London-based carriers, sits over NFIP/other carrier flood policy, and provides a balance of TIV limit not covered by the primary flood policy.

Submission Requirements

Residential Flood Application (for Primary Flood)
Residential Excess Flood Questionnaire (for Excess Flood)
Copy of primary flood terms/policy if applying for excess
Flood certificates and inspections

Highlights

No Limits restrictions like the NFIP plan
Excess flood available as a package with homeowners

Target Classes

High Value accounts
Coastal Habitational
Risks built on stilts or over water considered
Ground up, rehabs, and renovations