Submission Requirements
- Homeowners or Dwelling Fire Application
- 5-year loss runs if applicable
- Risk specific supplements may be required (Habitational; Unprotected Dwelling; etc)
Highlights
- Coverage A from $150,000 and up
- Primary support not required
- ISO Percentages not required on Cov B, C & D (only pay for what you need)
- No requirement on distance to coast (direct waterfront is OK)
- Water Backup, ID Fraud Expense, Quake, Increased Ordinance or Law available
- Loss Assessment, Animal Liability, Food Spoilage also available
- Scheduled personal property available (jewelry, golf clubs, artwork, etc.)
Target Classes
- Primary homes
- Secondary or Seasonal homes (Primary Support not required)
- Short Term & Long Term Rental Exposures
- Bed & Breakfast risks (must be owner occupied & less than 10 rooms)
- Coastal or Beachfront homes are OK (we can also provide Flood or Excess Flood)
- Policies available in the name of Trusts, LP’s, FP’s, Estates or LLC’s
