From rehabs to ground-up construction, our builders risk form has you covered. The coverage protects contractors and owners for loss or damage to structures in the course of construction or alteration. We have many, many years of experience in writing these policies and have both admitted and non-admitted carriers to choose from – we can help with projects of all sizes and complexity.
Submission Requirements
- ACORD Property application (or carrier specific property application)
- Builders Risk Supplement with complete COPE information
- 5-year Loss Runs
Highlights
- Full Value/Primary/Excess programs
- Layered/Quota Share programs
- All construction types
- 36-month term or more available for larger projects
- Coverage for construction delay/soft costs
- Packages available
- Green Endorsements & Historic Tax credits available
Target Classes
- Coastal locations OK
- Contractors including roofers
- Property owners
- Ground-up construction, rehabs, or renovation projects
- Street & road contracts
- Utilities
- Municipalities
- Excavation contracts
We can cover personal articles, equipment and items on an Inland Marine Floater policy. The coverage protects against loss or damage to personal property and equipment owned by the insured, wherever it may be within the coverage territory. Use DeCotis to insure your customers’ transportable equipment, personal items, or fine arts. We also offer installation floaters for contractors and artisans.
Submission Requirements
- ACORD application (or carrier specific application)
- Inland Marine Floater supplement
- 5-year Loss Runs
Highlights
- ACV or RC valuation
- Both personal and commercial items
- Replacement equipment & rental reimbursement
- Scheduled, blanket, or individual item basis
Target Classes
- Installation floaters
- Tools & equipment
- Medical equipment
- Fine Arts
- Musical instruments
- Miscellaneous property
From heavy equipment damage to reimbursing rental costs, we can help. The coverage protects against loss or damage to mobile machinery, tools and equipment owned or rented by the insured, and used in the insured’s business. From small equipment in the beds of pickups, to large cranes working by the water, we can find a solution for your contractors equipment risks. Don’t bother wasting time – come to us first and we can help.
Submission Requirements
- ACORD application (or carrier specific property application)
- Contractors Equipment supplement
- 5-year Loss Runs
Highlights
- ACV or RC valuation
- Replacement equipment & rental reimbursement
- Scheduled, blanket, or individual item basis
- Automatic Acquisition forms available
- Business Income, Contractual Penalties & Extra Expense available
- Debris Removal
- Boom or Overload
- Arson & Crime payments
Target Classes
- All types of construction equipment – on or off Insured’s location
- Owned, leased, or borrowed equipment
- Cranes
- Street and road contractors
- Equipment dealers
- Landscapers
- Excavation contractors
- HVAC
- Artisan contractors
