APPLICATION FOR
HOSPITALS PROFESSIONAL AND/OR GENERAL LIABILITY INSURANCE
(Claims Made Basis)
APPLICANT’S INSTRUCTIONS:
1. Answer all questions. If the answer requires detail, please attach a separate sheet.
2. Application must be signed and dated by HOSPITAL ADMINISTRATOR.
3. Please do not complete application earlier than 45 days before proposed effective date of coverage.
4. PLEASE READ CAREFULLY THE STATEMENTS AT THE END OF THIS APPLICATION.
(PLEASE TYPE OR PRINT IN INK)
PART I - ALL APPLICANTS MUST COMPLETE
1.	APPLICANT INFORMATION
a.	Full name of applicant (NOTE: Attach list of any entities to be considered as additional Insureds, and include a brief explanation of their interests and operations and their relationship to applicant):
		
	b.	Principal business premise address (Attach list of additional locations): 		
						(Street)
					
			(County)	(City) 	(State)		(Zip)
	c.	Applicant is: (Check appropriate box in each column)
		Specialty	Ownership	Operations
	[   ] General Hospital	[   ] Individual 	[    ] Operated for Profit
	[   ] Children’s Hospital	[   ] Partnership	[    ] Not for Profit
	[   ] Research Hospital	[   ] Corporation 
	[   ] Osteopathic Hospital	[   ] Governmental
	[   ] Convalescent or Nursing Home	[   ] Charitable
	[   ] Other ______________________	[   ] Other _____________________
2.	OPERATIONS
	a.	Are you:
		(i)	Approved for Medicare? 	[   ] Yes  [   ] No
		(ii)	Accredited by the Joint Commission on Accreditation of Healthcare Organizations?	[   ] Yes  [   ] No
			Date of most recent JCAHO accreditation ____/____/____ 
			Number of years accredited:____
		(iii)	A member of the American Hospital Association?	[   ] Yes  [   ] No
		(iv)	Licensed and certified as required by state and federal laws and regulations?	[   ] Yes  [   ] No
		(v)	A member of the State Association?	[   ] Yes  [   ] No
If the answer to any item above is “NO,” or if accreditation, license, approval or membership has been denied, canceled or made provisional, please attach an explanation.
	b.	Please complete the following financial summary for the past 3 years and submit copies of the hospital’s most recent audited financial statements.
Fiscal Year
(Ending Date)	Revenue from Operations	Profit (Loss) from Operations	Sum of Fund Balances	% Medicare	% Medicaid	% Blue Cross	% Other	
	$	$	$					
	$	$	$					
	$	$	$					
	c.	Please estimate number of upcoming year:
(a)	Average daily occupied beds --short-term beds	_____	(j)	Total number of births	_____
(b)	Average daily occupied beds --long-term beds	_____		Total number of C-Sections	_____
(c)	Average daily occupied beds --bassinets	_____	(k)	Total heliport landings per year	_____
(d)	Total emergency department visits*	_____	(l)	Total helicopter flights per year	_____
(e)	Total other outpatient visits*	_____
(f)	Total home health visits	_____		No. of Licensed Beds:
(g)	Total inpatient surgical procedures	_____		Short term:	_____
(h)	Total outpatient surgical procedures	_____		Long term:	_____
(i)	Total number surgical (inpatient and outpatient):		Bassinets:	_____
(a)  Weight reduction 	_____
(b)  Sex change	_____
(c)  Experimental	_____
*Use visits rather than occasions of service.  For example, a patient referred to the hospital by a physician for a laboratory test and an x-ray would be counted as one visit, but two occasions of service.  A visit is a threshold crossing which may involve multiple occasions of service from more than one clinical department.
	d.	Do you advertise your professional services in any manner (other than a listing in a telephone directory)?	[   ] Yes  [   ] No
If yes, attach a copy of ALL of your advertisements and/or scripts.  Please indicate total annual expense for all advertising: $ _____________________.
e.	Is the Applicant a “Covered Entity” under the Health Insurance Portability and Accountability Act of 1996 (HIPAA) Privacy Rule? 	[   ] Yes  [   ] No  
If yes,
(i)	Has the Applicant implemented procedures to comply with the HIPAA Privacy Rule?	[   ] Yes  [   ] No
(ii)	Provide the name and title of the Applicant’s Privacy Officer.	
	Our Business Associate Agreement is available at www.markelcorp.com. This is the only Business Associate Agreement we will recognize.
3.	SERVICES	
	a.	Please check all that apply:
___	Abortion Clinic	___	Emergency Services	___	Occupational Therapy	___	Rehabilitation
___	No. Of procedures	___	Freestanding Emergency	___	Oncology	___	Cardiac
___	Ambulance	___	Services	___	Open Heart Surgery	___	CNS
___	ACLS Provider	___	Genetic Counseling	___	Operating Room	___	Respiratory 
___	Ambulatory Care Clinics	___	Heliport*	___	Organ Bank	___	Therapy
___	Blood Bank	___	Helicopter Service	___	Other Alternative	___	Restaurant
___	Burn Unit	___	HMO Affiliation	___	Health Care	___	Same Day Surgery
___	CCU	___	Home Health Care	___	Orthopedics	___	Self Care
___	No. of beds	___	Hospice	___	Pathology	___	Skilled Nursing
___	Chemical Dependency	___	ICU	___	Pediatrics	___	Care
___	Chemotherapy	___	No. Of beds	___	Pharmacy	___	Training Program
___	Day Care	___	Intermediate Care	___	Physical Fitness	___	Type__________
___	No. of children	___	Laundry	___	Center	___	Transplants
___	No. of adults	___	Neonatal ICU	___	Physical Therapy	___	Trauma Center
___	Dental	___	No. Of beds	___	PPO	___	Wellness Center
___	Dialysis	___	Nuclear Medicine	___	Psychiatric Unit
___	Durable Medical 	___	Nursery	___	No. Of beds
	 Equipment Service	___	Obstetrics	___	Radiology
	* Is the Heliport FAA approved? [   ] Yes [   ] No
	b.	Non-Physician Support Personnel*	Employed #	Contracted #
			of persons	of persons
Physician Assistant	________	________
Psychologist	________	________
RN	________	________
LPN	________	________
Nurse Practitioner	________	________
CRNA	________	________
			Employed #	Contracted #
			of persons	of persons

Lab Technician	________	________
X-Ray Technician	________	________
Radiation Therapists	________	________
Nuclear Medicine Technicians	________	________
Physical Therapists	________	________
Pharmacists	________	________
Respiratory Therapists	________	________
Emergency Medical Technicians	________	________
*NOTE: Be sure to include the support personnel in the figures as “Contracted,” if they are employees of the physician and on your premises.
	c.	Other Non-Physician Professionals: List on Separate Sheet
(i.e., Reg. Dietician, Social Worker, Patient Rep., Med. Records-RPA/ART)
PART II - COMPLETE ONLY IF PROFESSIONAL LIABILITY COVERAGE IS DESIRED
1.	ADMINISTRATIVE PROCEDURES
	a.	Physicians Orders - Required in writing and signed by physician?	[   ] Yes  [   ] No
	b.	Patient Consent - Are admission consent, operation permit and release forms signed by patients?	[   ] Yes  [   ] No
	c.	Are Nursing Charts maintained, including hospital record of patients’ condition at discharge?	[   ] Yes  [   ] No
	d.	How long are records in items a - c kept? _____________________________
	e.	Does the hospital have a patient discharge procedure?	[   ] Yes  [   ] No
		Must the attending physician approve all discharges?	[   ] Yes  [   ] No
	f.	Does the hospital have an infection committee?	[   ] Yes  [   ] No
		If no, please attach explanation.
	g.	Are written procedures in effect for incident reporting?	[   ] Yes  [   ] No
	h.	Provide name and title of individual responsible for reviewing incident reports and determining whether corrective action is necessary: 	
2.	STAFF PRIVILEGES
	a.	Are credentials for new staff doctors checked and approved prior to granting staff privileges?	[   ] Yes  [   ] No
		If yes, by whom? 	
	b.	Describe your verification process for all employed and attending physicians’ degrees and experience:

			
	c.	Are privileges probationary for at least 6 months for new staff doctors?	[   ] Yes  [   ] No
	d.	Do you have any restricted license physicians on staff?	[   ] Yes  [   ] No
		If yes, please explain on separate sheet.
	e.	Is all staff doctors’ work evaluated by the department chief in accordance with a written evaluation
		procedure?	[   ] Yes  [   ] No
	f.	Describe your peer review process for physicians: 	

	g.	Do the hospital By-Laws require certificates of insurance from all staff doctors?	[   ] Yes  [   ] No
		If yes, what are the minimum limits of liability that are required? $	
		NOTE: PLEASE ATTACH A COPY OF THE BY-LAWS
h.	How often are the certificates of insurance audited to assure continued compliance? 	
3.	ANESTHESIA
	a.	Is anesthesia administered by a contract group?	[   ] Yes  [   ] No
		If yes, does the contract group furnish the applicant with hold-harmless agreement(s) and 
		certificate(s) of insurance? If yes, please attach copy of agreement or certificate.	[   ] Yes  [   ] No
	b.	Is anesthesia administered by your employees?	[   ] Yes  [   ] No
		If yes, complete the following:
		(i)	How many anesthesiologists are employed? _____________
		(ii)	Are the anesthesiologists insured separately?	[   ] Yes  [   ] No
If yes, name of carrier(s): ___________________     Limits of Liability: ________________
		(iii)	Number of RNs employed who are licensed to administer anesthesia:  	
		(iv)	Are the above RNs insured separately?	[   ] Yes  [   ] No
			If yes, Name of carrier(s): __________________     Limits of liability: 	
		(v)	Types of anesthesia used: 	
		(vi)	Describe procedures for storage of anesthetics: 	

4.	EMERGENCY ROOM
	a.	Is the emergency room:
		(i)	Operated by a service group under contract?	[   ] Yes  [   ] No
		(ii)	Operated by the applicant?	[   ] Yes  [   ] No
		(iii)	If the emergency room is operated by others, is separate insurance maintained and a 
			certificate of insurance furnished to hospital?	[   ] Yes  [   ] No
			If yes, what limits of liability are maintained? ______________________________________
		Note: Please attach a copy of the agreement or certificate.
	b.	Is the emergency room equipped with the following on a 24-hour basis:
		(i)	Anesthetics?	[   ] Yes  [   ] No
		(ii)	Oxygen?	[   ] Yes  [   ] No
		(iii)	Blood (at least “O” negative)?	[   ] Yes  [   ] No
		(iv)	Intravenous fluid?	[   ] Yes  [   ] No
		(v)	Drugs essential to save life?	[   ] Yes  [   ] No
		(vi)	Cardiopulmonary resuscitation facilities?	[   ] Yes  [   ] No
		(vii)	Electrocardiograph machine?	[   ] Yes  [   ] No
		(viii)	X-ray machine capable of accommodating an unconscious patient in any position?	[   ] Yes  [   ] No
	c.	Is a licensed physician on duty at all times? If no, please attach explanation.	[   ] Yes  [   ] No
	d.	What are the minimum qualifications required of the senior medical professional in the 
		emergency room (Surgeons, G.P., Resident, Intern, Nurse)? 	

	e.	Are patients transferred in accordance with the COBRA legislation requirements?	[   ] Yes  [   ] No
		If no, please attach explanation.
	f.	Do you have a list of hospitals that you prefer to use for transferring patients?	[   ] Yes  [   ] No
		If yes, attach a copy of the list.  If no, attach explanation.
5.	RADIOLOGY
	a.	Number of annual x-ray exposures for diagnosis _________; for treatment __________.
	b.	If x-ray treatment is given, what qualifications are required of the staff? 	
			
	c.	Do you use radium or other isotopes?	[   ] Yes  [   ] No
		If yes, describe safety precautions taken: 	
			
	d.	What is the type and frequency of tests for stray x-ray radiation? 	
			
	e.	What is the frequency of calibration tests and by whom are the tests performed? 	
			
	f.	Do floor and ceiling of room(s) where the radium or x-ray is used have lead lining or equivalent 
		protection?	[   ] Yes  [   ] No
If no, please explain: 	
	
	g.	Have there been any accidents involving the use of radium or x-ray?	[   ] Yes  [   ] No
		If yes, attach explanation.
6.	OBSTETRICAL SERVICES
	a.	Describe your procedure for identifying infants: 	

	b.	Is fetal monitoring performed on all patients in active labor? 	[   ] Yes  [   ] No
	c.	Is attending physician required to approve use of oxytocic drugs during labor?	[   ] Yes  [   ] No
	d.	Does a written procedure exist for transferring all high risk mothers and/or babies whom the 
		hospital is not qualified to treat? 	[   ] Yes  [   ] No
7.	MEDICAL TRAINING
	a.	If applicant has a training school, complete the following.  Attach separate schedule, if needed.
Profession for Which Students are Being Trained	Max. No. of Students Per Session	No. of Sessions Per Year	% of Time Involved in Clinical Setting	Number of Faculty	Qualification of Faculty
(e.g. MD, RN, PhD, etc.)	

							
	b.	(i)	Does applicant have any involvement with any accredited residency program?	[   ] Yes  [   ] No
		(ii)	If YES:	Owned _______ Consortium _________   Neither __________. 
Name other parties involved on separate sheet.
Explain program including names and relationship to your hospital on separate sheet.
		(iii)	Number of residents in the program:

Allergy & Immunology	______
Anesthesiology	______
Colon & Rectal Surgery	______
Dermatology	______
Family Practice	______
General Practice	______
General Surgery	______
Internal Medicine	______
Neurological Surgery	______
Neurology	______
Nuclear Medicine	______
Obstetrics-Gynecology	______
Ophthalmology	______

Orthopedic Surgery	______
Otolaryngology	______
Pathology	______
Pediatrics	______
Physical Medicine & 
Rehabilitation	______
Plastic Surgery	______
Preventative Medicine	______
Psychiatry	______
Radiology	______
Thoracic Surgery	______
Urology___________	______
Other (identify)	______

8.	PROFESSIONAL LIABILITY INSURANCE HISTORY
	a.	Have any claims been made or incidents reported during the last 5 years against the applicant?	[   ] Yes [   ] No
		If yes, please complete the following:
Annual Policy Period	Name of Carrier	Deductible	No. of Claims	Total Reserves	Total Paid Claims	Total Incurred Losses	
				$	$	$	
				$	$	$	
				$	$	$	
				$	$	$	
				$	$	$	
It is agreed that if there are any claims made or incidents reported shown above, claim(s) emanating there from will not be covered under the policy for which application is being made.
	b.	Do any of the losses shown in Question 8(a) exceed $5,000?	[   ] Yes  [   ] No
If yes, attach explanation of each of the loss, including date of incident, year suit instituted or claim made, claimant, allegations, disposition and amount paid or currently reserved.  Attach updated, validated loss runs by policy period.
	c.	List professional liability insurance carried for each of the past four years.  IF NONE, STATE NONE.
Insurance Company	Policy Number	Limits of Liability	Deductible	Premium	Expiration
Mo/Day/Yr	Was this a Claims Made Policy Form?
	Yes	No	Retro Date	
						[   ]	[   ]		
						[   ]	[   ]		
						[   ]	[   ]		
						[   ]	[   ]		
	d.	Is the applicant aware of any act, error or omission in professional services which may result in a
		malpractice claim or suit being made or brought against the applicant?	[   ] Yes  [   ] No
		If yes, attach explanation.  It is agreed that if there is knowledge of any act, error or omission, 
claim(s) emanating therefrom will not be covered under the policy for which application is being made.
	e.	Does the applicant currently participate in or plan to participate in a state patient compensation fund, 
		health care stabilization fund or other governmentally established malpractice liability funding
		mechanism?	[   ] Yes  [   ] No
PART III - COMPLETE ONLY IF GENERAL LIABILITY COVERAGE IS DESIRED
1.	PREMISES - HOSPITAL SAFETY
	a.	Identify all buildings by use - i.e., Hospital, Clinic, Extended Care Facility, etc.
Buildings by Use	Total Beds	No. Of Fire Divisions	Date Built	No. Of Stories	Fire Resistive Construction
Yes	No	Complete Sprinkler System
Yes	No	
					[   ]	[   ]	[   ]	[   ]	
					[   ]	[   ]	[   ]	[   ]	
					[   ]	[   ]	[   ]	[   ]	
					[   ]	[   ]	[   ]	[   ]	
	b.	All other premises owned, leased or occupied by the Applicant.  Attach separate schedule, if needed.
Address	Use	Date Built	No. Of Stories	Fire Resistive Construction
Yes	No	Complete Sprinkler System
Yes	No	
				[   ]	[   ]	[   ]	[   ]	
				[   ]	[   ]	[   ]	[   ]	
				[   ]	[   ]	[   ]	[   ]	
				[   ]	[   ]	[   ]	[   ]	
	c.	Is there a written emergency evacuation plan? 	[   ] Yes  [   ] No
	d.	Frequency of evacuation drills. 	
	e.	Frequency of fire drills 	
	f.	Are all patient care facilities equipped with:
		(i)	At least two clearly marked exits on each floor?	[   ] Yes  [   ] No
		(ii)	Self-closing fire doors on each floor?	[   ] Yes  [   ] No
		(iii)	Exit doors of at least 42 inches width from all sleeping, diagnostic and treatment rooms?	[   ] Yes  [   ] No
		(iv)	Automatic fire alarm system connected to local fire department?	[   ] Yes  [   ] No
		(v)	Smoke detectors?	[   ] Yes  [   ] No
		(vi)	Emergency electrical system?	[   ] Yes  [   ] No
2.	PRODUCT/SERVICES INDEMNIFICATION
	a.	Estimated annual sales of medical equipment supplies:	$_________________________
	b.	Estimated annual rental receipts of medical equipment:	$_________________________
	c.	Estimated annual receipts from servicing equipment of others:	$_________________________
	d.	Do you obtain revenue from contracting with others for services (i.e., laundry, food, maintenance)? 	[   ] Yes  [   ] No
		If yes, sales from service contract:	$_________________________
	e.	Do you modify the design or function of any medical equipment? 	[   ] Yes  [   ] No
		If yes, please explain: 	

	f.	Describe other products or services: 	

3.	HISTORY
	Provide general liability loss experience.
	a.	Frequency for each of the last 2 years.
	Annual	Name	No. of	Total Incurred Losses
	Policy Period	of Carrier	Claims	(Paid Loss & Reserves)

	
	b.	Severity for each of the last 5 years (losses exceeding $5,000 including expense).  Attach additional schedule, if needed.
	Date of	Brief Description of	Loss Amount
	Occurrence	Occurrence (Paid or Reserved)	Expense

	

	c.	Are you aware of any circumstances which may result in a general liability claim or suit being
		made or brought against you? 	[   ] Yes  [   ] No
		If yes, attach explanation. It is agreed that if there is knowledge of any incidents, claim(s) emanating therefrom will not be covered under the policy for which application is being made.
	d.	List general liability insurance carried for each of the past four years.  IF NONE, STATE NONE.
Insurance Company	Policy Number	Limits of Liability	Deductible	Premium	Expiration
Mo/Day/Yr	Was this a Claims Made Policy Form?
	Yes	No	
							[   ]	[   ]	
							[   ]	[   ]	
							[   ]	[   ]	
							[   ]	[   ]	
	e.	Attach copy of most recent property and boiler inspection reports.  If available, also include recent liability survey report and diagrams of professional buildings.
	f.	Who is the present fire insurer? 	
		Hospital Building Rate? 	
	g.	Who is the present boiler insurer? 	
	h.	Has any insurance company or Lloyd’s of London ever canceled, declined, refused to renew or
		accepted only on special terms your professional liability or general liability insurance?	[   ] Yes  [   ] No
		If yes, please explain.
		Primary Limits of Liability requested:	$ __________________________
		Aggregate Limits of Liability requested:	$ __________________________
		Effective Date Requested:	   __________________________
* NOTICE TO APPLICANT: The coverage applied for is SOLELY AS STATED IN THE POLICY, which provides coverage on a "CLAIMS MADE" basis for ONLY THOSE CLAIMS THAT ARE FIRST MADE AGAINST THE INSURED DURING THE POLICY PERIOD unless the extended reporting period option is exercised in accordance with the terms of the policy.
WARRANTY: I/We warrant to the Insurer, that I understand and accept the notice stated above and that the information contained herein is true and that it shall be the basis of the policy of insurance and deemed incorporated therein, should the Insurer evidence its acceptance of this application by issuance of a policy.  I/We hereby authorize the release of claim information from any prior insurer to the underwriting manager, Company and/or affiliates thereof.

Name of Applicant		Title (Officer, partner, etc.)

Signature of Applicant		Date
SIGNING this application does not bind the Applicant or the Insurer or the Underwriting Manager to complete the insurance, but one copy of this application will be attached to the policy, if issued.